Attorney - Insurance Coverage - Miami- $220k

We Are Legal Revolution; Miami (FL); Hybrid; USD 220,000 - 270,000; Full time

Benefits offered by this job

Hybrid or Remote work

Remote working flexibility

Job summary

We Are Legal Revolution in Miami is seeking an Insurance Coverage Attorney to handle opinions, declaratory judgments, arbitrations, and business-interruption disputes for carriers and reinsurers. The role allows Hybrid or Remote work for qualified candidates.

The attorney will draft coverage opinions, manage declaratory actions, and advise on reinsurance matters, with an emphasis on merit and schedule flexibility.

Qualifications

• JD and active Florida bar are required.
• 4-8 years post-bar insurance coverage experience.
• Associate, Counsel, or Partner level candidates.

Responsibilities

• Draft coverage opinions and reservation-of-rights letters.
• Handle declaratory judgment actions and coverage arbitrations.
• Advise on business-interruption, property, and reinsurance issues.
• Brief dispositive motions and take coverage depositions.

Skills

Active Florida Bar

JD degree

Insurance coverage experience

Post-bar experience 4-8 years

Education

Juris Doctor (JD)

Job description

Insurance Coverage Attorney | Miami, FL (Hybrid or Remote) – $220K

Location/Schedule: Miami, FL. Hybrid. Experienced coverage lawyers can be remote.

Base Salary: $220K, plus a billable-hour bonus of up to $50,000

Practice: Insurance coverage for carriers and reinsurers. Opinions, declaratory judgment actions, arbitration, and business-interruption disputes. Not a general-liability seat.

Our client is known among insurance and reinsurance professionals, and less so outside that market. In 2025 its clients won a unanimous Florida appeal on a hotel business-interruption claim. The Third DCA affirmed dismissal on the pleadings. The primary panel included Lloyd’s syndicates and U.S. surplus-lines carriers. Schedule follows the lawyer. Merit counts more than years in the seat.

Why You Should Join:

• Earn up to $50,000 on top of $220K: Billable-hour bonus on the base. The ceiling is a number, not a discretionary maybe.
• Win coverage fights that reach a Florida appellate court: March 2025, unanimous affirmance, hotel business-interruption claim dismissed on the pleadings for a panel of primary carriers, including Lloyd’s.
• Get remote flexibility if the coverage background is already there: Hybrid is the start. Experienced coverage lawyers are given more room.
• Advance on merit, not tenure: Schedule and responsibility follow the work, not the year you were hired.
• Work a book the reinsurance market already knows: Carrier and reinsurance coverage, arbitration, and DJ actions. Lower profile outside that market. High recognition inside it.

What You’ll Actually Do:

• Draft coverage opinions and reservation-of-rights letters.
• Handle declaratory judgment actions and coverage arbitrations.
• Advise on business-interruption, property, and reinsurance issues.
• Brief dispositive motions and take coverage depositions.

Requirements:

• JD and active Florida bar
• 4-8 years post-bar insurance coverage — current Associate, Counsel, or Partner