Associate Underwriter (Excess & Surplus – Excess Casualty)

IAT Insurance Group; Cheshire (CT); Hybrid; USD 65,000 - 80,000; Full time

Benefits offered by this job

26 PTO Days (Entry Level)

7% 401(k) Company Match and additional

Hybrid work environment

Numerous training and development

Healthcare and Wellness Programs

Opportunity to earn performance-based

College Loan Assistance Support Plan

Educational Assistance Program

Mentorship Program

Dress for Your Day Policy

Job summary

IAT Insurance Group’s Excess and Surplus unit seeks an Associate Underwriter to start June 1, 2027 in Cheshire, CT or other listed offices. This entry‑level opportunity is ideal for someone starting in insurance or an experienced professional seeking growth, with a hybrid schedule (in office Mon–Wed, remote Thu–Fri).

You will assess risk, set pricing, document decisions, and negotiate with agents while building strong internal relationships.

Qualifications

• Four-year college degree or equivalent experience required.
• 4 years of applicable insurance industry experience.
• Willingness to travel.
• Strong written and verbal communication, leadership, organization and time management.

Responsibilities

• Evaluate risk acceptability, pricing and document decisions.
• Make decisions based on information evaluation.
• Communicate underwriting and pricing decisions effectively.
• Document decisions per guidelines and regulatory standards.
• Build relationships with agency personnel and internal staff.
• Act with urgency on inquiries/requests.
• Provide unmatched customer service.
• Drive new business opportunities to assigned agents.
• Manage small territory with mentor oversight.
• Assist with reporting and project needs.
• Perform other duties as assigned.

Skills

Risk assessment

Negotiation

Communication

Time management

Education

Bachelor's degree or equivalent

4 years of insurance industry experience

Job description

Job Description

The Excess and Surplus Business Unit at IAT Insurance Group has an opening for an Associate Underwriter that can start June 1st of 2027 in one of the below listed IAT office locations:

• Jersey City, New Jersey
• Newark, New Jersey
• Cheshire, Connecticut
• Kansas City, Missouri

This is a great entry‑level career opportunity and/or a great position for someone with several years of industry experience who wants to continue to learn and grow in the insurance industry. Please note, IAT works on a hybrid schedule, working from the office Monday through Wednesday with the option of working remotely Thursday and Friday.

As an Associate Underwriter, you’ll make an impact by:

• Evaluating information to determine risk acceptability, price, and document decisions in accordance with company guidelines and standards.
• Making appropriate decisions based on evaluation of information.
• Effectively communicating and negotiating underwriting and pricing decisions to achieve optimal outcomes and ensure understanding of company direction.
• Documenting decisions in accordance with business unit best practices and regulatory standards.
• Building effective working relationships with assigned agency personnel as well as internal company staff.
• Acting with a sense of urgency on all inquiries/requests.
• Providing unmatched customer service.
• Driving new business opportunities to assigned agents.
• Manage small territory with mentor oversight
• Assist with various reporting and project needs
• Performs other duties as assigned.

We’re Ready To Onboard a Candidate With

• A four‑year college degree or equivalent applicable experience (We will consider May 2027 graduates)
• Equivalent applicable experience is defined as 4 years of applicable insurance industry experience.
• The desire and ability to travel.
• Excellent oral and written communication skills as well as demonstrated leadership, professionalism, organization, and time management.
• To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Compensation

Please note, that the annual gross salary range associated with this posting is $65,000 – $80,000. Actual salaries will vary based on factors such as a candidate’s qualifications, skills, competencies, and geographical location related to this specific role. The total compensation will include a base salary, performance-based bonus opportunities, 401(K) match, profit‑sharing opportunities, and more.

To view details of our full benefits, please visit https://www.iatinsurancegroup.com/careers/benefits

IAT Insurance Group is the largest private, family-owned property and casualty insurer in the U.S. Insurance Answers Together is how we define IAT, in letter and in spirit. We work together to provide solutions for people and businesses. We collaborate internally and with our partners to provide the best possible insurance and surety options for our customers.

At IAT, we’re committed to driving and building an open and supportive culture for all. Our employees propel IAT forward – driving innovation, stable partnerships and growth. That’s why we continue to build an engaging workplace culture to attract and retain the best talent.

We Offer Comprehensive Benefits (Full Time Employees Eligible)

• 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
• 7% 401(k) Company Match and additional Profit Sharing
• Hybrid work environment
• Numerous training and development opportunities to assist you in furthering your career
• Healthcare and Wellness Programs
• Opportunity to earn performance-based bonuses
• College Loan Assistance Support Plan
• Educational Assistance Program
• Mentorship Program
• Dress for Your Day Policy

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. We maintain a drug‑free workplace and participate in E‑Verify.