Associate Underwriter Earthquake

Howden Group; San Diego (CA); Hybrid; USD 65,000 - 75,000; Full time

Job summary

DUAL North America, Inc. seeks an Associate Underwriter for the Earthquake division in a hybrid role. Responsibilities include policy issuance review, inspection analysis, and supporting underwriters with submissions and client communications.

The position requires a bachelor’s degree (preferred), 2–4 years of insurance experience, strong insurance terminology knowledge, and proficiency in Microsoft Office and agency management systems. Travel 0–10% as needed.

Qualifications

• Bachelor’s degree preferred and 2–4 years insurance experience.
• Proficiency with Microsoft Office and agency management systems.
• Experience in a paperless environment and strong write/verify skills.

Responsibilities

• Underwriting authority and policy issuance review.
• Assist underwriters and provide account triage for submissions.
• Gather information to quote and bind accounts and prepare correspondence.
• Support travel and back-up coverage for underwriters when needed.

Skills

Insurance terminology

Typing speed

Written and verbal communication

Independent work ethic

Education

Bachelor’s degree preferred

Tools

Microsoft Office Suite

Agency Management System(s)

Job description

## Associate Underwriter EarthquakeApplylocations: San Diego – 350 10th Avenue: Chicago - 1 South Wacker Drive: Lakewood – 14143 Denver West Parkwaytime type: Full timeposted on: Posted Yesterdaytime left to apply: End Date: September 30, 2026 (30+ days left to apply)job requisition id: R0016650At DUAL North America, our core values dictate how we live and work. We are a group with independence and people at its heart and we are a home for talent with a unique culture: the biggest small company in the world. The focus on being a People First business has always been at the very heart of the Group; Our vision was to create an independent business with a unique culture and one that would survive and thrive as a business controlled by the people working for it. And finding the most talented and entrepreneurial people to join the Group has been and will continue to be key.DUAL North America, Inc. is seeking aAssociate Underwriter Earthquake**Classification**: Full - Time**Division**: Earthquake**Salary**: $65,000-$75,000**Travel**: 0-10%**Work Environment**: Hybrid**Location**: San Diego, CA, Chicago, IL, Denver, Colorado, Hybrid**Role overview:**DUAL North America, Inc. is seeking an Associate Underwriter to join the Earthquake division.**Role responsibilities:*** Underwriting Authority:* Policy Issuance review and correspondence.* Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes, as necessary,* Assist Underwriters as requested.* Process submissions by providing account triage for Underwriters.* Provide backup support for Underwriters when traveling in the market.* Gather and compile information required to quote and/or bind an account.* Generate, edit and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders.* Demonstrates basic understanding of technical underwriting principles and risk underwriting characteristics.* Learn market dynamics, competitive landscape, and product differences.* Provide customer service and underwriting support to help achieve new and renewal premium goals.* Expected to develop business/personal relationships with producers.* Travel with an underwriter.* Other related clerical and administrative duties as assigned.* Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.**Key requirements:*** Bachelor’s degree preferred.* Minimum of 2 to 4 years insurance experience.* Working knowledge of insurance terminology.* Typing proficiency (35 wpm minimum).* Proficiency in Microsoft Office Suite & proficiency in Agency Management System(s).* Experience working in a “paperless” environment preferred.* Ability to follow policies and procedures.* Complete assigned tasks accurately, on time and able to learn quickly.* Self-motivated and demonstrate an attention to detail.* Be able to work independently for extended periods.* Excellent written and verbal communication skills as well as a general understanding of business writing.* Ability to work well in a small office environment and show a willingness to support the team, including general clerical and administrative tasks as needed.* If you do not meet all the qualifications for this role, we still encourage you to apply, as we are always looking for diverse talent to join our growing team.**What we offer:** A career that you define. Yes, we offer all the usual rewards and benefits - including medical, dental, vision, a wide variety of wellbeing offers, competitive salary, unlimited PTO, 401k with company match, paid volunteer days and more.We provide an environment where new ideas are encouraged and celebrated, where people who want to have a real hand in our success thrive. We want people who want to make a difference - not just in the workplace, but in the industry and in the wider community.**EEO Statement:** We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect. DUAL North America provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. DUAL will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment.