Associate Product Manager

Lendable Ltd; United States; Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Flexible working

Health coverage

Retirement savings

Employee referral bonus

Office meals

Sustainable commuting

Job summary

Lendable in the United States is seeking an ambitious, early-career product-minded builder who wants to learn fintech product development beyond roadmaps and tickets.

You will work with the Cards team to break down problems, test ideas, and improve the product quickly, with ownership and curiosity. If you love data, AI tools, and solving complex problems at speed, this role offers hands-on exposure and real impact on how consumer credit products are built.

Qualifications

• 1 - 3 years of experience in strategy, analytics, consulting or product.
• Likely your second job rather than a graduate role.
• Strong interest in technology, fintech and startups.
• Curious about AI and new tools.
• Interested in building products or starting companies in the future.

Responsibilities

• Running fast experiments: testing messaging, offers or incentives to increase engagement; testing acquisition features; running manual experiments to validate ideas before engineering.
• Supporting product, tooling and AI initiatives: maintaining how the team uses AI tools (Claude, Cursor), building AI customer support tools, helping Finance and Capital Markets teams.

Job description

ABOUT LENDABLE

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world's leading fintech companies and are off to a strong start:

• One of the UK's most exciting unicorns with a team of over 800 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and Goldman Sachs
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot https://uk.trustpilot.com/review/lendable.co.uk)

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days.

We're growing fast, and there's a lot more to do: we're going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

JOIN US IF YOU WANT TO

1. Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
2. Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
3. Build the best technology in-house: we use new data sources, machine learning and AI to make machines do the heavy lifting

ABOUT THE ROLE

We're looking for someone early in their career who wants to learn how fintech products are actually built.

We are not necessarily looking for a traditional product manager, who is focused on managing roadmaps or writing tickets.

Instead, we are looking for a builder. Someone who does not take things at face value, who asks why things work the way they do and who enjoys challenging assumptions before jumping to solutions.

You will work closely with the Cards team to break down problems, test ideas and improve the product and business quickly. Many of the best improvements will come from questioning how things currently work and finding simpler or faster ways to do them.

If you are curious about fintech, lending and technology and want to see how a real product is built and scaled, this role gives you that exposure.

WHAT YOU'LL BE DOING

This role spans a wide range of work across the UK Cards product. Broadly, the work falls into two areas.

Broadly, the work falls into two areas.

1. Running fast experiments

   Many valuable improvements do not require engineering builds. We want someone who enjoys questioning how things work today and running quick experiments to test better approaches.

   Examples include:

   • Testing different messaging, offers or incentives to increase engagement
   • Testing new acquisition features
   • Running manual experiments to validate ideas before committing engineering
2. Supporting product, tooling and AI initiatives

   You will also support the team in improving how we operate and scale.

   Examples include:

   • Maintaining and improving how the team uses AI tools (Claude, Cursor etc)
   • Supporting with building out AI customer support tools
   • Helping Finance and Capital Markets teams

A key part of the role is challenging how things are done today and helping the team find simpler, faster or better ways to operate.

WHO THIS ROLE IS FOR

This role is designed for someone who wants to build things and learn quickly.

TYPICAL PROFILE

• 1 - 3 years of experience in strategy, analytics, consulting or product
• Likely your second job rather than a graduate role
• Strong interest in technology, fintech and startups
• Curious about AI and new tools
• Interested in building products or starting companies in the future

YOU SHOULD BE SOMEONE WHO

• Thinks from first principles rather than accepting how things currently work
• Asks good questions and challenges assumptions
• Enjoys solving messy problems
• Works well with data and numbers
• Likes testing ideas quickly
• Is comfortable working in fast moving environments - we will give you direction and ownership but expect you to drive your agenda
• Takes ownership and gets things done

WHY THIS ROLE IS INTERESTING

You will get exposure to

• How consumer lending and credit cards work
• How fintech products are built and scaled
• Experimentation and growth
• AI tooling and automation inside a real product team
• The operational side of running a fintech company

You will work closely with senior members of the Cards team and have the opportunity to own meaningful projects early in your career.

INTERVIEW PROCESS

1. A quick chat with someone from our Talent team to see if the role is a good match.
2. A 15-minute cognitive assessment.
3. An interview with the Hiring Manager, covering your experience and how you approach the work.
4. A practical exercise or case study relevant to the role, discussed with the team you'd be working with.
5. A culture-add interview to assess how you'd thrive within our team and organisation.

LIFE AT LENDABLE

• Winning team: the opportunity to scale up one of the world's most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
• Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus when you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

Check out our blog https://blog.lendable.co.uk/!