Associate Loan Originator, NE - Scottsdale, AZ

PrimeLending, A PlainsCapital Company; Scottsdale (AZ); On-site; USD 40,000 - 60,000; Full time

Job summary

PrimeLending, A PlainsCapital Company, is seeking a dedicated Loan Originator to market financial products and manage loan processes effectively. The ideal candidate should have at least 6 months of loan originator experience, a high school diploma, and strong communication skills.

The role includes handling loan volume, negotiating terms with customers, and maintaining relationships with industry professionals. Opportunities for community engagement and professional growth are promoted.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state.
• A minimum of 6 months loan originator experience required.
• Ability to quickly assess and process large amounts of data using appropriate AU software technology.

Responsibilities

• Markets and promotes PrimeLending’s financial products.
• Handles loan volume as directed by team lead.
• Negotiates terms and conditions of loans with customers.

Skills

Communication skills

Judgment and decision-making

Customer service

Community engagement

Education

High school diploma or equivalent

Job description

Responsibilities

• Markets and promotes PrimeLending’s financial products.
• Associate Originators will not be subject to the minimum personal production standards for Loan Originators in order to qualify for a team relationship.
• Establishes and maintains relationships with realtors, bank officers, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required if partnering with lead/primary loan originator.
• Handles loan volume as directed by team lead/primary loan originator in a timely and efficient manner, while obtaining working knowledge of Company products as well as private and Government insured mortgage guidelines.
• Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers.
• Collects and analyzes information regarding the customer’s income, assets, investments or debts.
• Schedules appointments with potential customers for the team.
• Interacts and interfaces with all parties involved in each individual loan transaction from application to closing.
• Obtains all necessary support documents including the appropriate fees and collects additional documents and promptly communicates loan status to all interested parties. Obtains remaining or uncollected loan documentation after closing.
• Negotiates terms and conditions of loans with customers.
• Stays abreast of changes in rules and regulations pertaining to private and government insured mortgages.
• Maintains a professional image and adheres to standards consistent with company policies and procedures.
• Meets customer service standards as outlined by management.
• Other functions as needed.

Qualifications

• High school diploma or equivalent and appropriate licenses as required by state.
• Valid driver’s license and current automobile liability insurance.
• A minimum of 6 months loan originator experience required.
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders and appraisers.
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written.
• Ability to quickly assess and process large amounts of data and use appropriate AU software technology.
• Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts.
• Continue to expand knowledge of issues influencing the industry and the organization.
• *In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status.