Associate, Leveraged & Structured Corporate Finance

ING Americas; New York (NY); On-site; USD 155,000 - 175,000; Full time

Benefits offered by this job

Comprehensive health benefits

401k savings plan

Competitive PTO

Adoption and fertility services

Student debt assistance

Job summary

ING Americas is seeking an Associate for Leveraged & Structured Corporate Finance in New York. This role involves managing a dynamic portfolio while collaborating closely with various teams across the organization. Ideal candidates will have robust analytical skills and a solid foundation in finance.

The position supports senior bankers in overseeing the portfolio, performing borrower analytics, and contributing to deal processes. Applicants should have a relevant degree and experience in leveraged finance, complemented by strong communication skills and attention to detail.

Qualifications

• 2-3 years of leveraged finance experience.
• Understanding of cash flow financing transactions.
• Experience working for a US regulated bank.

Responsibilities

• Support senior bankers with managing a large portfolio of loans.
• Conduct borrower analytics including financial updates and credit approval.
• Monitor and track credit performance for selected accounts.

Skills

Credit analysis

Financial modeling

Debt structuring

Strong communication skills

Attention to detail

Education

Bachelor's degree in economics/finance/accounting/mathematics

CFA certification

Tools

Excel

Job description

Lending | Portfolio Management | Associate, Leveraged & Structured Corporate Finance | New York

About ING

In the Americas, ING’s Wholesale Banking division offers a broad range of innovative financial products and services to domestic and international corporate and institutional clients.

When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive – it’s the kind of place where you can be yourself and make the most of whatever you have to offer.

We give people the freedom to take risks, think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered. ING Americas follows a hybrid work model, allowing for in-office / work from home flexibility. Hybrid work arrangements vary based on business area.

Sound like the kind of place you’d feel at home? We’d love to hear from you.

About the Position

This position offers the opportunity to help manage a dynamic multi-billion dollar corporate and leveraged finance portfolio across various verticals. You will work closely with our sponsor coverage teams and industry specific sector teams, risk management and our portfolio analytics team. The position requires a self-starter who can independently analyze credit, contribute to deal processes and projects, while operating at various levels of seniority in different situations.

About the Department

L&SC PM is part of a global portfolio management platform and a pillar of Lending’s capital strategy. The team is considered experts on the individual borrowers and relevant industry subject matter.

Responsibilities

You will support the senior bankers with all aspects of managing a large portfolio of pro rata and senior secured loans primarily to sub-investment grade clients.

• Assist deal team in preparation of borrower analytics including financial updates, financial modeling, credit approval packages, market comparables and quarterly reporting statements.
• Ongoing portfolio management responsibility for a group of selected accounts – monitoring and tracking credit performance, executing amendment requests, maintaining collateral files, etc. Identify new business opportunities with existing clients.
• Assume key role in handling internal system processing and KYC/CDD data gathering and processing as needed.
• Review legal documentation and assist deal team in the timely closing and funding of waivers, amendments and upsized commitments.
• Collaborate with Origination, Risk Management, Compliance and Loan Operations teams.

Qualifications And Competencies

• You hold a bachelor’s degree in economics / finance / accounting / mathematics with excellent results. An advanced degree and/or a CFA is a plus.
• You have experience working for a US regulated bank and are familiar with all aspects of Fed / OCC requirements.
• You have previously received credit training and have a solid understanding of cash flow financing transactions.
• 2 – 3 years of leveraged finance experience considered for Associate.
• Formal credit training is a plus.
• Excellent understanding of accounting statements & principles.
• Corporate finance background – financial market experience is necessary.
• Understand debt structuring and able to make recommendations when appropriate.
• Basic understanding of legal documentation.
• Excel spreadsheets: three statement financial modeling skills are a must.
• You possess strong communication skills – writing sample required.
• You have strong credit skills – understand how to properly analyze risk.
• You are highly detailed in your work.
• You are self-motivated and willing to work in a deal oriented and deadline driven environment.
• You can manage and prioritize competing demands.
• You desire to work in a collaborative manner in contribution of team objectives.

Salary Range: $155,000-175,000

The salary range listed reflects base salary only. This role is eligible for participation in a discretionary bonus program.

In addition to comprehensive health benefits, a generous 401k savings plan, and competitive PTO, ING provides a broad array of benefits including adoption, surrogacy, and fertility services; student debt assistance; and subsidies for expenses associated with commuting and fitness.

ING is a committed equal opportunity employer. We welcome applicants of diverse backgrounds and hire without regard to race, gender, religion, national origin, citizenship, disability, age, sexual orientation, or any other characteristic protected by law. We celebrate these differences and rely upon your unique perspective to innovate and seize new opportunities. Come as you are.

ING Bank does not have a commercial banking license in the U.S. and therefore not permitted to conduct a commercial banking business in the U.S. Through its wholly owned subsidiary ING Financial Services LLC, and its affiliates, it offers a full array of wholesale products such as commercial lending and a full range of FM products and services.