ASSOCIATE, INVESTMENT ANALYST

Cresset; San Francisco (CA); Hybrid; USD 115,000 - 140,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

401(k) retirement plan

Health savings accounts

Disability insurance

Pre-tax parking

Job summary

Cresset, a San Francisco-based private investment and multi-family office, is seeking an Associate, Investment Analyst to join its Wealth Advisory Team. This role blends rigorous data analysis with client-facing collaboration to deliver investment insights and strategic guidance for high-net-worth families.

Hybrid work in San Francisco, minimum 3 days in office. Starting salary ranges from $115,000 to $140,000, plus a comprehensive benefits package and performance incentives.

Qualifications

• 2-4 years in analytical, investment, or portfolio-focused roles.
• CFP or CFA credentials or working towards designation preferred.
• Must obtain Series 65 license within 120 days if unlicensed.

Responsibilities

• Analyze client investment portfolios and develop investment recommendations with Wealth Advisors.
• Construct client portfolios and proposals aligned with objectives and risk tolerance.
• Evaluate asset allocation, diversification, and portfolio risk.
• Coordinate tax reporting with CPA teams and monitor K-1s and 1099s.
• Lead AI-enabled workflows to improve efficiency and scalability.
• Develop balance sheets, net worth statements, and cash flow projections.

Skills

Analytical thinking

Excel proficiency

AI tooling

Communication

Team collaboration

Education

Bachelor's degree in Math, Data Science, Finance, or related field

Tools

Pershing

Fidelity

Salesforce

Addepar

Job description

About CressetCresset is a firm built by clients, for clients. As an independent, award-winning multi-family office and private investment firm, we are reimagining the way wealth is experienced. Our purpose is to help ensure that both wealth and life are fully optimized**—integrated, intentional, and aligned with each client’s vision of success.We provide access to the caliber of talent, ideas, and investment opportunities typically available to the largest single-family offices and institutions. Our approach is personalized, entrepreneurial, and client-first.Cresset was built to endure. We are creating a 100+ year firm—one focused on delivering an exceptional experience, not only for the families we serve but for the team that serves them. Recognized by Barron’s among the nation’s top multi-family offices,* Cresset is guided by long-term relationships, shared success, and a belief that wealth should serve a life well lived.Job DescriptionLocation: San Francisco, CA (Hybrid, minimum 3 days/week in office)Cresset is seeking an Associate, Investment Analyst to join our San Francisco-based Wealth Advisory Team. The Associate will serve as a technical and analytical force multiplier for the broader advisory team.This role is designed for someone who thrives on problem-solving, analytical thinking, and technical depth, partnering with Wealth Advisors and Client Service Associates in delivering exceptional client outcomes.We are looking for a candidate with 2-4 years of experience in an analytical and/or technical role, with a strong educational background that demonstrates intellectual rigor and quantitative ability. The ideal hire will be a go-to resource for data-driven insights, with the ability to break down complex problems, work confidently in Excel , and learn new systems quickly. While the focus is technical, effective communication and collaboration skills are essential. The ideal candidate will also be an active and thoughtful user of AI tools, with experience using platforms such as OpenAI/ChatGPT and Anthropic/Claude to improve analytical workflows, automate repetitive tasks, and drive team efficiency.Who you would be working with:The team at Cresset is a San Francisco-based wealth advisory group that delivers a full-service family office experience to high-net-worth and ultra-high-net-worth clients. The nine-person team brings decades of experience and manages approximately $6 billion in client assets across nearly 50 families. We take a deeply integrated, multi-generational approach to wealth management, providing comprehensive family office services that combine institutional-level resources with a high-touch, boutique experience.At the core of the team’s approach is a holistic, goals-based wealth strategy that coordinates all aspects of a client’s financial life. The team acts as a family’s personal CFO, integrating investment management, tax planning, estate structuring, philanthropy, and liquidity event preparation. We collaborate closely with clients' attorneys, accountants, and trustees to develop cohesive, long-term strategies that preserve and grow wealth across generations.Key ResponsibilitiesInvestment Analysis and Portfolio ManagementAnalyze client investment portfolios and partner with the Wealth Advisors on the development, presentation, and implementation of investment recommendations.Construct client portfolios and investment proposals, aligned with each client's objectives, risk tolerance, time horizon, and liquidity needs.Evaluate asset allocation, diversification, concentrated exposure and portfolio risk to support thoughtful investment decisions.Incorporate tax considerations, cost basis, entity structures, and realized/unrealized gains into portfolio analysis and investment recommendations.Analyze liquidity, cash flow, liabilities, and major financial decisions in coordination with investment portfolios and financial plansCollaborate with the Wealth Advisors and National Investments Team to evaluate investment opportunities and integrate research into client portfolios.Lead ad hoc analytical client projects requiring creative thinking, structured problem-solving, sound judgment and analytical rigor to address complex client situations.Coordinate client tax reporting by monitoring K-1s and 1099s and partnering with CPA teams.Client Advisory & Financial PlanningDevelop and maintain balance sheets, net worth statements, cash flow projections, and financial plans.Prepare polished client deliverables, including quarterly performance reports, investment analyses, and meeting materials.Participate in prospective and client meetings, as needed, to gather information, present analyses, and support the development of financial planning recommendations.Stay current on wealth planning trends, legislative changes, and planning techniques and collaborate with the Wealth Strategy team to integrate these insights into client plans.Technology and Practice OperationsDevelop deep proficiency in the team’s core technology platforms, including Pershing, Fidelity, Salesforce, and Addepar.Maintain accurate client records and documentation in Salesforce and other internal systems.Lead the practical integration of AI tools across team workflows to improve efficiency, consistency, and scalability, including identifyingIdentify opportunities to automate manual processes using AI and other technologies, and develop repeatable workflows and best practices for the team.Bachelor’s degree in Math, Data Science, Finance, or related field.2-4 years in analytical, investment, or portfolio-focused roles.CFP or CFA credentials or working towards designation, preferred.Must obtain Series 65 license (or equivalent) within 120 days if unlicensed; current license a plus.Advanced Excel skill (expect Excel test) and strong PowerPoint capabilities.Demonstrated experience using AI tools such as OpenAI/ChatGPT, Claude, or similar platforms in a professional setting to improve productivity, analysis, research, or workflows.Experience with AI-enabled automation, advanced prompting, APIs, coding, or workflow tools is a plus, but not required.Familiarity with Addepar, eMoney, and custodial platforms (Pershing and Fidelity) is a plus, but not requiredCharacteristics:Strong analytical aptitude, with the ability to process numbers and information quickly and accurately.Ability to think strategically, work independently with limited guidance, and collaborate effectively in team settings.Comfort working through ambiguous, complex problems where the answer is not immediately clear.Sound judgment and ability to identify when to escalate questions, risks, or client-sensitive issues.Highly organized, flexible, and able to operate with a strong sense of urgency and attention to detail.Positive, coachable, and collaborative, with a strong desire to learn and contribute.Proven ability to manage confidential information with discretion and demonstrate the highest level of client service, ethics, and integrity.Excellent written and verbal communication skills.What We Offer:At Cresset, we focus on people first. As a service business, our people are our assets. Engaging our clients and employees is our highest priority. Starting salary is $115,000 - $140,000. Salary will be based on factors including, but not limited to, experience, licenses/certifications, industry knowledge, and geographic location. Cresset offers a competitive compensation package including an annual incentive and a benefits package to all full-time employees including medical, dental, vision, life insurance, 401(k) retirement plan, health savings accounts, short and long-term disability insurance, voluntary critical and accident insurance, and pre-tax parking and transportation programs.Equal Employment OpportunityIt is the policy of Cresset to ensure equal employment opportunity (EEO) for all employees and applicants for employment without regard to race, color, religion, sex, pregnancy (including childbirth, lactation, or related conditions), national origin or ancestry, age, disability, veteran status, uniformed servicemember status, sexual orientation, gender identity, status as a parent, genetic information (including testing and characteristics), or any other characteristic protected by applicable federal, state, or local law. It is Cresset’s policy to comply with applicable laws concerning the employment of persons with disabilities, including reasonable accommodation for applicants and employees with disabilities.Everything Starts With Culture.Our VisionWe exist to optimize wealth and elevate life—giving clients the time, clarity, and trusted partnership to pursue what matters most.Our Values*Disclosures related to awards, recognitions, and rankings available here.*Barron's Top 100 RIA Firms (issued 09.2026). Based on data from July of the prior year through June of the award year. Rankings are determined using a proprietary methodology that considers qualitative and quantitative factors. Cresset paid a licensing fee to use the Barron's award logos.**Wealth Optimized, Life Elevated refers to the firm’s philosophy and process in providing advisory and planning services and is not intended to convey a guarantee of results.Cresset refers to Cresset Capital Management, LLC and its respective direct and indirect subsidiaries and controlled affiliates. For a full list of Cresset subsidiaries and controlled affiliates, please see cressetcapital.com/disclosures/