Associate Insurance Rate & Form Analyst

State of Vermont; Montpelier (VT); On-site; USD 62,000 - 97,000; Full time

Benefits offered by this job

Medical premium

Dental plan

Paid holidays

Retirement plan

Tuition reimbursement

Flexible spending accounts

Life insurance

Wellness program

Public Service Loan Forgiveness

Job summary

State of Vermont is seeking an Associate Insurance Rate & Form Analyst in Montpelier to review property and casualty filings. The role emphasizes detail orientation, timely handling of a high filing load, and clear communication with filers and companies to ensure compliance.

The position involves office work with some travel and interactions with attorneys and the public, and offers a comprehensive benefits package as part of a total compensation program.

Qualifications

• Four (4) years or more at or above a technical level involving insurance policy form analysis, rate analysis, or regulatory analysis.
• OR: JD and one year at or above a technical level in insurance policy form analysis or rate analysis.
• OR: One year as an Insurance Rate and Form Analyst.

Responsibilities

• Review property and casualty rate and form filings.
• Work independently with collaboration when needed to discuss issues.
• Communicate compliance issues clearly with filers and companies.
• Manage a high filing load and meet statutory deadlines.

Skills

Rate & Form Analysis

Insurance regulation

Policy interpretation

Deadline management

Education

Juris Doctor (J.D.)

Job description

Title: Associate Insurance Rate & Form Analyst

Application Deadline Date: 10/15/2026

Location: Montpelier, VT, US

Position Type: Permanent

Schedule Type: Full Time

Minimum Salary: $29.73

Maximum Salary: $46.49

Overview

The Rate and Form Analyst will primarily be tasked with reviewing property and casualty rate and form filings. This is a great opportunity for individuals who are detail oriented and have a comprehensive knowledge of property and casualty coverages. Most of the rate and form review work is done independently with ample opportunities for collaboration with a larger team to discuss issues or policy questions as they arise. At DFR our mission is to protect Vermont consumers and ensure they are purchasing compliant products. The Analyst will be expected to handle a high filing load and be able to manage statutory deadlines. Organizational skills as well as the ability to clearly communicate compliance issues with third party filers and companies are integral to the position.

Who May Apply

This position, Associate Insurance Rate & Form Analyst (Job Requisition #55756), is open to all State employees and external applicants.

Insurance Rate & Form Analyst: 55755

Associate Insurance Rate & Form Analyst: 55756

Senior Insurance Rate & Form Analyst: 55757

Please note that multiple positions in the same work location may be filled from this job posting.

Work is performed primarily in an office setting. Some travel may be required for which private means of transportation must be provided. Duties involve interaction with company personnel and attorneys and the public. Testimony at hearings may be required.

Minimum Qualifications

Four (4) years or more at or above a technical level involving insurance company, agency, or regulatory policy form analysis; insurance rate analysis; insurance statistical analysis; actuarial analysis; insurance underwriting; or comparable experience.

OR

Juris Doctor (J.D.) and one (1) year at or above a technical level involving insurance company, agency, or regulatory policy form analysis; insurance rate analysis; insurance statistical analysis; actuarial analysis; insurance underwriting; or comparable experience.

OR

One (1) year as an Insurance Rate and Form Analyst.

Total Compensation

As a State employee you are offered a great career opportunity, but it's more than a paycheck. The State's total compensation package features an outstanding set of employee benefits that are worth about 30% of your total compensation, including:

• 80% State paid medical premium and a dental plan at no cost for employees and their families
• Work/Life balance: 12 paid holidays each year and a generous leave plan
• State Paid Family and Medical Leave Insurance (FMLI)
• Two ways to save for your retirement: A State defined benefit pension plan and a deferred compensation 457(b) plan
• Tuition Reimbursement
• Flexible spending healthcare and childcare reimbursement accounts
• Low cost group life insurance
• Incentive-based Wellness Program
• Qualified Employer for Public Service Student Loan Forgiveness Program

The State of Vermont celebrates diversity, and is committed to providing an environment of mutual respect and meaningful inclusion that represents a variety of backgrounds, perspectives, and skills. The State does not discriminate in employment on the basis of race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV Status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, membership in an employee organization, family medical history or genetic information, or family or parental status. The State’s employment decisions are merit-based. Retaliatory adverse employment actions by the State are forbidden.