Associate General Counsel (Financial Services)

Tri Pointe Homes; Scottsdale (AZ); Hybrid; USD 180,000 - 280,000; Full time

Job summary

Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, seeks an experienced Associate General Counsel (Financial Services) in Scottsdale, AZ. The role provides legal guidance on residential mortgage lending across origination, servicing, and related operations in a highly regulated environment.

The ideal candidate has a JD, 7+ years of regulatory experience with financial institutions, and strong drafting/negotiation skills.

Qualifications

• J.D. with active license in at least one U.S. jurisdiction.
• 7+ years in mortgage, consumer finance, or financial services regulation.
• Experience advising regulated financial institutions including mortgage lenders/banks.
• Experience negotiating and managing complex vendor/third-party contracts.
• Experience supporting audits, examinations, or regulatory inquiries.

Responsibilities

• Serve as the primary legal advisor to Tri Pointe Connect’s mortgage platform and affiliated financial services operations.
• Provide legal/regulatory guidance across origination, secondary marketing, post-closing, and servicing.
• Support audits, examinations, and enterprise risk management.
• Draft and review policies, vendor contracts, and third-party agreements.
• Advise on data privacy, cybersecurity, and regulatory compliance across operations.
• Support strategic growth initiatives and cross-functional collaboration.

Skills

Regulatory guidance

Regulatory negotiations

Cross-functional leadership

Drafting and communication

Regulatory audits/examinations

Data privacy & security

Vendor & third-party oversight

Strategic and transactional support

Education

J.D. from an accredited law school

Tools

Encompass

Job description

Are you passionate about making a real impact in the homebuying journey? AtTri Pointe Solutions, the financial services affiliate ofTri Pointe Homes, we’re redefining what it means to purchase a home. Our dynamic team is driven by innovation, collaboration, and a shared commitment to excellence. We offer a comprehensive suite of services—including mortgage, title, escrow, homeowner’s and title insurance—all integrated under one roof to create a seamless, high-quality lending experience for our borrowers.

Tri Pointe Connect, the mortgage affiliate of Tri Pointe Homes, is looking for an experienced individual to join our talented group in Scottsdale, AZ, as an Associate General Counsel (Financial Services). This position is hybrid working out of the Scottsdale Operations Center.

Position Summary

Serve as the primary legal advisor to Tri Pointe Connect’s mortgage platform and Tri Pointe’s affiliated financial services operations. This role will provide legal and regulatory guidance across the lifecycle of residential mortgage lending, including origination, secondary marketing activities, and post-closing and interim servicing (through loan sale and transfer) operations, as well as support for Tri Pointe’s affiliated title, escrow, and property and casualty insurance operations.

The position will serve as the lead legal subject matter expert for Tri Pointe’s financial services platform and partner closely with executive leadership and cross-functional teams to interpret and apply federal and state regulatory requirements, structure compliant business initiatives, manage third-party and investor relationships, and support audits, examinations, and enterprise risk management.

This role will provide practical, solution-oriented guidance in a highly regulated, operationally complex environment. This role will also be responsible for supporting strategic growth initiatives and promoting a culture of ethics, transparency, and compliance throughout the organization.

Mortgage and Consumer Finance Regulatory Advice

• Truth in Lending Act (TILA) and TILA-RESPA Integrated Disclosures Rule (TRID)
• Equal Credit Opportunity Act (ECOA)
• Home Mortgage Disclosure Act (HMDA)
• Dodd-Frank Wall Street Reform and Consumer Protection Act and related CFPB regulations

Regulatory Examinations, Audits, and Oversight

• Assist with preparation for and respond to supervisory examinations and audits
• Support interactions with regulators and government agencies, including CFPB, FTC, HUD/FHA, VA, USDA, Fannie Mae, and Freddie Mac
• Review, interpret, and draft (as needed) internal policies and procedures to ensure regulatory compliance

Vendor and Third-Party Relationship Management

• Negotiate, draft, and review vendor and third-party contracts, including technology, servicing, and operational agreements
• Advise on vendor risk management frameworks and regulatory expectations for third-party oversight

Secondary Marketing and Capital Markets

• Serve as primary legal advisor to capital and secondary marketing functions, including on legal and regulatory matters associated with loan pricing, lock policies, investor relationships, and capital markets execution
• Support capital markets functions, including pricing, hedging, and execution strategies
• Provide legal guidance on investor requirements, delivery obligations, and loan sale execution and transfer of servicing to investors

Title, Escrow, and Insurance Regulatory Support

• Provide legal and regulatory advice to Tri Pointe Assurance and Tri Pointe Advantage, as needed

Litigation and Consumer Complaints

• Coordinate with internal litigation counsel and outside counsel on litigation matters and regulatory or consumer complaints, including enforcement actions and investigations
• Assist with responses to borrower complaints, regulatory inquiries, and demand letters

Data Privacy and Information Security

• Advise on data privacy and cybersecurity laws applicable to mortgage and consumer finance operations, including CCPA and other state privacy regimes
• Support data breach response planning, incident management, and compliance with data protection requirements

  Transactional and Strategic Support

  • Provide legal support for strategic transactional initiatives involving financial services operations
  • Review lending-related contracts, including loan documentation, payoff and refinance demands, servicing-related issues, and investor buyback or indemnification requests, including but not limited to loan-level defect-related issues

  Job Requirements

  Qualifications

  Required

  • J.D. from an accredited law school and active license to practice law in at least one U.S. jurisdiction
  • 7+ years of experience in mortgage, consumer finance, or financial services regulation
  • Significant experience working with or advising regulated financial institutions, including mortgage lenders or mortgage bankers
  • Demonstrated experience negotiating and managing complex vendor and third-party contracts
  • Experience supporting audits, examinations, or regulatory inquiries

  Preferred

  • Prior in-house legal experience at a mortgage lender, bank, or financial services company
  • Experience advising on secondary market transactions and investor requirements strongly preferred
  • Experience supporting multi-state mortgage operations preferred
  • Prior experience advising title, escrow, and insurance operations, including with respect to compliance with applicable state licensing, consumer protection, and affiliated business arrangement requirements, preferred
  • Experience advising on data privacy and cybersecurity issues in the financial services context

  Skills

  • Deep expertise in U.S. mortgage, lending, and consumer finance regulations including strong working knowledge of RESPA, TILA, ECOA, TRID, and related CFPB regulations
  • Strong analytical, drafting, and communication skills
  • Ability to translate complex regulatory requirements into pragmatic and solutions-oriented business guidance
  • Excellent leadership, communication, and negotiation skills
  • Comfortable working cross-functionally with compliance, operations, technology, accounting and finance, and executive teams
  • Comfortable operating in a fast-paced, highly regulated, and operationally complex environment.
  • Highly organized, detail-oriented, and capable of managing multiple priorities simultaneously
  • Experience with Encompass preferred

  Physical Requirements

  • May be sedentary for extended periods, up to 4 hours
  • Visual acuity for detailed computer work
  • Using fine motor skills for tasks requiring precision such as typing
  • Occasional travel, as needed

  Position is hybrid (not fully remote) and located in Scottsdale, Arizona

  Tri Pointe Homes is committed to building a diverse and talented team to help us achieve our goals. Please note that due to operational constraints, we are unable to consider applicants who require visa sponsorship (e.g., H1B, OPT) for this position. This policy applies uniformly to roles where sponsorship cannot be accommodated to ensure consistency and fairness in our hiring process.

  At Tri Pointe Homes, we are intentional about fostering an environment where you, and all individuals, are encouraged to be their authentic selves.We embrace individuality and strive to be consciously inclusive of different backgrounds, experiences, and perspectives in every aspect of our business.We believe our company’s strength relies on the diversity of the team and the unique, innovative ideas everyone contributes.

  Pursuant to the California Consumer Privacy Act of 2018, if you are a California resident, you have the right to know the categories of personal information that we collect about job applicants, employees and their emergency contacts and beneficiaries, and independent contractors. Please clickherefor a description of our personal information collection practices.

  We are an Equal Opportunity Employer, which means we make employment decisions based on merit and qualifications and are committed to providing equal opportunities for all applicants and employees without regard to their race, color, creed, religion, national origin, ancestry, citizenship status, age, disability, sex, sexual orientation, gender identity or expression, veteran status, genetic information, or any other characteristic protected by applicable federal, state or local laws.

  We will endeavor to make a reasonable accommodation to the known physical or mental limitations of a qualified applicant with a disability unless the accommodation would impose an undue hardship on the operation of our business. If you believe you require such assistance to apply for an open position or to participate in an interview, please let us know.