Associate General Counsel - Banking/Deposits

Truist Wealth; Charlotte (NC); On-site; USD 150,000 - 190,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) plan

Paid vacation and sick leave

Life and disability insurance

Job summary

Truist Wealth seeks an experienced attorney to handle complex legal matters around deposit products, digital banking, and regulatory issues. The role involves researching, drafting, reviewing high-priority documents, and advising senior leaders to manage legal and compliance risk.

The position requires JD, 8+ years post-bar experience, and strong communication. Base salary ranges from $150,000 to $190,000 with on-site work in ATL/Charlotte/etc.

Qualifications

• J.D. from ABA-accredited school and bar licensed in good standing.
• 8 years of post-bar experience in law firm, government, or corporate settings.
• Superior written and verbal communication skills.
• Ability to prioritize, manage time, and move between matters fluidly.
• Ability to handle a heavy workload and meet deadlines.
• Ability to work autonomously without close supervision.
• Team-oriented with excellent interpersonal skills.
• Proficiency in MS Office software products.

Responsibilities

• Provide legal guidance on consumer and commercial deposit products and digital banking.
• Review regulatory developments and advise business, compliance, risk and operations.
• Counsel on impacts to retail and commercial deposit operations and customer communications.
• Support development and enhancement of deposit-related strategy and customer experiences.
• Draft, review and edit client agreements, disclosures, forms, and communications.
• Advise on core retail banking operations including deposit servicing and payments.
• Provide legal advice on applicable banking laws and regulations.
• Counsel on risks from business decisions and new products.
• Collaborate with compliance and risk to interpret laws for products/services.
• Keep stakeholders informed of legal/regulatory developments affecting deposits/payments.
• Support regulatory examinations, inquiries, audits, and remediation efforts.

Skills

Strong written/verbal communication

Time management

Autonomous working style

Team-oriented

Interpersonal skills

MS Office proficiency

Education

Juris Doctorate (ABA-accredited)

Licensed to practice law in good standing

Tools

Microsoft Office

Job description

Truist is seeking an experienced attorney to handle complex legal matters and projects involving deposit products, digital banking, payment services, and related regulatory issues. This senior attorney will conduct legal research, draft and review high-priority documents, and provide actionable legal advice to business leaders and internal stakeholders on matters that may have significant strategic, operational, regulatory, customer, or financial impact. The role requires strong legal judgment, business acumen, and the ability to translate legal requirements into practical guidance that supports business objectives while managing legal and compliance risk. The attorney will work under general direction from law department management and may consult with outside counsel, draft and negotiate legal documents, and gather information from multiple sources to support legal analysis and decision-making.

Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st shift (United States of America).

Office centric role located in one of our following offices: Atlanta, GA, Charlotte, NC, Winston Salem, NC, Richmond, VA or Washington, DC. This is not a remote opportunity.

The annual base salary for this position is $150,000 - $190,000.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• 1. Provide legal guidance and training on consumer and commercial deposit products, debit cards, digital experiences, and system-related matters for product managers, operations partners, and digital execution teams.
• 2. Review legislative and regulatory developments and advise business, compliance, risk, and operations. Provide legal guidance and training on consumer and commercial deposit products, debit cards, digital experiences, and system-related matters for product managers, operations partners, and digital execution teams.
• 3. Legal Consultant to stakeholders on impacts to retail and commercial deposit operations, policies, procedures, and customer communications.
• 4. Support the development, implementation, and enhancement of deposit-related strategy, products, services, processes, and customer experiences.
• 5. Draft, review, and edit client agreements, disclosures, forms, customer communications, and other business‑facing or customer‑facing materials.
• 6. Advise on core retail banking operations, including deposit servicing, payment processing, account access, funds availability, error resolution, fraud controls, and related customer-impacting processes.
• 7. Provide legal advice on consumer banking laws and regulations, including Truth in Savings Act and Regulation DD, Electronic Fund Transfer Act and Regulation E, Regulation CC, Check 21, NACHA Rules, and Visa and Mastercard Network Rules.
• 8. Counsel clients on legal, regulatory, operational, reputational, and customer-impact risks arising from business and strategic decisions, including new products, process changes, and control enhancements.
• 9. Partner with compliance and risk professionals within Consumer, Small Business, Commercial Deposits, and corporate functions to support consistent and practical interpretation of laws and regulations applicable to products and services.
• 10. Keep clients and internal stakeholders informed of legal and regulatory developments affecting deposit products, payment services, operations, and customer communications.
• 11. Support clients and internal stakeholders during regulatory examinations, inquiries, audits, and related remediation or implementation efforts.

QUALIFICATIONS

• 1. Juris Doctorate degree from an ABA accredited law school and licensed to practice law in good standing.
• 2. 8 years of post-bar experience in a law firm, government, and/or corporate settings.
• 3. Possess superior written and verbal communication skills.
• 4. Ability to prioritize matters, utilize time management skills, and move between matters fluidly.
• 5. Ability to handle a heavy workload, manage stress effectively and meet critical deadlines.
• 6. Able to work autonomously without close supervision.
• 7. Team-oriented mentality and excellent interpersonal skills.
• 8. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.

PREFERRED QUALIFICATIONS

• 1. More than 8 years relevant legal experience, particularly in consumer banking, deposits, payments, or financial services regulation.
• 2. Demonstrated ability to identify legal and operational issues, deliver creative and practical solutions, and help streamline processes.
• 3. Commitment to professional growth and willingness to expand into new areas of legal and regulatory practice.
• 4. Broad understanding of deposit product and debit card development, digital execution, integration, operations, systems, and procedures, as well as consumer deposit-and-payment-related state and federal laws and regulations.
• 5. Familiarity with regulatory examination procedures, regulatory priorities, supervisory expectations, and related governance and control frameworks.
• 6. Experience providing legal guidance and training on consumer deposit products, payment services, debit cards, and system-related matters for product managers and digital execution teams.

OTHER JOB REQUIREMENTS / WORKING CONDITIONS

Sitting Occasionally (Less than 25% of the time)

Standing Occasionally (Less than 25% of the time)

Walking Occasionally (Less than 25% of the time)

Bending Occasionally (Less than 25% of the time)

Lifting Up to 10 lbs.

Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

Travel Up to 25%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non‑temporary position for which you apply, based on full‑time or part‑time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law.

Truist is a Drug Free Workplace.

EEO is the Law E-Verify IER Right to Work About Truist Truist is a purpose-driven financial services company, formed by the historic merger of BB&T and SunTrust. We serve clients in a number of high-growth markets in the country, offering a wide range of financial services. At Truist, our purpose is to inspire and build better lives and communities. That happens through real care to make things better. To meet client needs, to empower teammates, and to lift up communities. Learn more about Truist on truist.com.