Associate Financial Advisor

Covenant Wealth Advisors; Reston (VA); Hybrid; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive base salary

Quarterly bonus opportunity

Medical, dental, and vision insurance

Paid Time Off (PTO)

401(k) plan

Additional benefits for work-life balance

Job summary

A leading wealth management firm based in Virginia is seeking an Associate Financial Advisor to support Senior Advisors in providing retirement and investment planning for clients aged 50+. This hybrid position involves attending client meetings, preparing financial plans, and maintaining client records. Candidates should have 2+ years of financial planning experience, excellent organizational and communication skills, and a team-oriented mindset. The company values integrity and offers a structured career path to Lead Advisor.

Qualifications

• 2+ years of experience in financial planning with a firm.
• Strong understanding of investment, tax, and estate planning.
• Exceptional organizational and communication skills.

Responsibilities

• Prepare for and attend client review meetings.
• Document key conversations and follow-up tasks.
• Assist in determining appropriate asset allocations.

Skills

Financial planning

Organizational skills

Interpersonal skills

Communication skills

Team collaboration

Education

Bachelor's degree or equivalent

Current Series 65 or equivalent

Tools

MoneyGuide Elite

Tamarac

Holistiplan

Wealthbox

Job description

Founded in 2010, Covenant Wealth Advisors is an award‑winning, independent, fee‑only wealth management firm with offices in Richmond, Reston, and Williamsburg, VA. We specialize in helping individuals age 50+ plan for and enjoy retirement by integrating investment management, retirement planning, and tax planning into one coordinated strategy.

We are fiduciary, fee‑only advisors – no commissions, no product sales – serving clients across Virginia and the United States. Our team manages over $890 million in assets (as of 12/04/2025) with a culture built on integrity, excellence, and genuine care for clients and each other.

The Opportunity

The Associate Financial Advisor (AFA) role is an opportunity to work side‑by‑side with a Senior Financial Advisor on a planning‑centric, award‑winning advisory team. You’ll help deliver deep retirement, investment, tax, risk management, and estate planning advice to a select group of clients – without being responsible for prospecting or bringing in new business.

This position is part of a structured career track to become a Lead Financial Advisor at Covenant Wealth Advisors.

No cold‑calling. No product quotas. A clear path to Lead Advisor.

What You’ll Do

You’ll be a key member of the client advisory and planning team, responsible for ensuring meetings are well‑prepared, follow‑ups are executed flawlessly, and clients feel cared for and informed.

Client Meeting & Planning Support

• Partner with a Senior Financial Advisor to prepare for all client review meetings (data gathering, analysis, and materials).
• Attend all client meetings; document key conversations, decisions, and follow‑up tasks.
• Draft and send thorough post‑meeting recap emails and task lists so nothing falls through the cracks.
• Build, update, and present financial and tax plans using MoneyGuide Elite, Tamarac, and Holistiplan.
• Help develop and maintain personalized Investment Policy Statements and holistic investment strategies for clients.

Client Relationship Management & Service

• Act as a day‑to‑day resource for client questions and service needs, in collaboration with the Senior Advisor and Client Service team.
• Maintain accurate, detailed records of all client communication and data within our CRM (Wealthbox).
• Coordinate onboarding of new clients and ensure a smooth transition into the firm.
• Proactively track open items and follow through until completion.

Investments, Trading, and Implementation

• Develop a mastery of Covenant’s evidence‑based investment philosophy.
• Assist in determining appropriate asset allocations based on each client’s goals, time horizon, and risk capacity.
• Partner with the Portfolio Trading team to approve and execute trades, implement portfolio changes, and support tax‑loss harvesting and rebalancing.
• Ensure that client portfolios remain aligned with their Investment Policy Statement and broader planning goals.

Process & Firm Improvement

• Identify opportunities to improve planning, service, and operational processes and help implement those improvements.
• Contribute to a culture of accountability, continuous learning, and high standards of client care.

Some in‑person meetings and occasional travel between our office locations may be required.

What We’re Looking For

Required Qualifications

• 2+ years of direct financial planning experience with a financial advisory or wealth management firm.
• Current Series 65 (or equivalent) and a clean U4.
• Strong understanding of core financial planning concepts across investments, retirement income, tax, insurance, and estate planning.
• Exceptional organizational skills – you are known for following through and keeping multiple tasks and projects moving without dropping details.
• Strong interpersonal and communication skills; you listen well, write clearly, and are comfortable in front of clients.
• Team‑oriented mindset: you enjoy collaborating and believe the best work happens in a coordinated, planning‑centric team.

Preferred Qualifications

• CFP®, CFA, EA, or CPA/PFS designation (or actively pursuing one).
• Experience with planning and portfolio tools such as MoneyGuide, Tamarac, Holistiplan, and CRM systems like Wealthbox.
• Experience working with pre‑retirees and retirees age 50+ on retirement income and tax‑efficient withdrawal strategies.

How We Work (Hybrid Work)

This is a hybrid position, not fully remote. Our teams are typically in the office 4 days per week and have the ability to work from home 1 day per week. You’ll collaborate closely with Senior Advisors and team members in person while still having some flexibility for focused work from home.

Compensation and Benefits

• Competitive base salary commensurate with experience.
• Quarterly bonus opportunity tied to firm revenue.
• Covenant pays up to 75% of an associate’s medical, dental, and vision insurance premiums.
• Paid Time Off (PTO).
• 401(k) plan.
• Dependent Care Account.
• Matching gifts program.
• Additional benefits and perks that support long‑term career growth and work‑life balance.

Our Values

At Covenant Wealth Advisors, our values drive how we serve clients and how we work together:

• Integrity – We are fiduciaries and fee‑only. We prioritize objectivity, transparency, and always putting our clients’ interests first.
• Pursue Excellence – We invest in continuous learning, better processes, and superior client outcomes.
• Gratitude – We’re honored to guide clients through some of the most important decisions of their lives and never take that trust for granted.
• Enjoy Life and Family – We value work‑life balance and make space for family, friends, and personal fulfillment.
• Make It Happen – We foster a positive, can‑do attitude where everyone owns their responsibilities and follows through.
• Listen – We ask good questions, listen deeply, and take a genuine interest in clients’ goals and stories.