Associate Director, Portfolio Management - Lender Finance

Huntington Bancshares, Inc.; Columbus (OH); Hybrid; USD 77,000 - 154,000; Full time

Job summary

An established industry player is seeking a talented Portfolio Manager to join their Lender Finance team. This role involves analyzing financial statements, managing portfolios, and supporting underwriting processes for both commercial and consumer specialty finance transactions. You will balance growth initiatives with risk management, ensuring a well-structured business. The position offers the opportunity to work in a collaborative environment, where your contributions will directly impact the bank's success. If you are a motivated professional with a strong background in credit analysis and portfolio management, this is an exciting opportunity to advance your career.

Benefits

Health insurance

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Qualifications

• 5+ years of experience in credit analysis or portfolio management.
• Bachelor’s degree in Finance, Accounting, or Economics required.

Responsibilities

• Review financial statements and develop analytical foundations for credit decisions.
• Conduct ongoing portfolio maintenance and risk reviews.
• Assist in the analysis and preparation for new deals.

Skills

Credit Analysis

Financial Modeling

Analytical Skills

Communication Skills

Teamwork

Education

Bachelor’s degree in Finance

Bachelor’s degree in Accounting

Bachelor’s degree in Economics

Tools

Microsoft Word

Microsoft Excel

Job description

Description

Summary:

The Lender Finance team at Huntington Bank originates both recourse and non-recourse transactions for commercial and consumer specialty finance companies. This line of business is focused on driving growth in revenue and assets for the bank through leading newly structured transactions as well as participating in other banks’ transactions.

The Lender Finance team is seeking a talented and ambitious Portfolio Manager to join the Lender Finance Portfolio Management team. The Portfolio Management organization is responsible for working with internal partners to diligence and support underwriting new transactions and managing the existing portfolio of transactions. Portfolio Managers balance supporting the Commercial Bank’s growth while ensuring a scalable, well-managed business. In support of the senior colleagues in the Lender Finance team, Portfolio Managers may be asked to perform financial analysis and assist preparing underwriting documents in support of complex credit requests.

Duties and Responsibilities:

• Review financial statements, projection models, project cash flow models and all other relevant financial and non-financial data to develop a concise focused analytical foundation for a credit decision.
• Gather and analyze financial and business information to determine credit worthiness for loans and credit products, including the identification and analysis of business models, industry, cash flow, capitalization, sensitivity and risks and mitigants.
• Conduct ongoing portfolio maintenance, including covenant compliance monitoring, spreading financials, risk ratings and quarterly risk reviews.
• Assist in the analysis and preparation for new deals.
• Conduct research using numerous resources available, distilling key themes and conclusions into concise summary form for presentation purposes.
• Manage periodic fundings for transactions in your assigned portfolio and prepare tear sheets for risk reviews for the assigned portfolio.
• Participate in due diligence meetings.
• Perform other duties as assigned.

Basic Qualifications:

• Bachelor’s degree in Finance, Accounting or Economics or experience in similar role within Huntington Bank or another financial institution
• 5+ years of progressive experience in credit analysis/portfolio management

Preferred Qualifications:

• High level of professionalism.
• Highly motivated with desire and ability to excel in a team or individual work environment.
• Proficiency using Microsoft Word and Excel.
• Strong written and verbal communication skills.
• Formal credit training program a plus.
• Experience with Financial Modeling considered a plus.

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type: Office

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range: $77,000 - $154,000 Annual Salary

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.