Associate, Credit Analyst

Aflac; New York (NY); Hybrid; USD 80,000 - 150,000; Full time

Job summary

Aflac Global Investments seeks an Associate, Credit Analyst to join their Credit Team in New York. This role involves conducting market research and supporting investment decisions, requiring a degree in a quantitative field and relevant credit experience. A hybrid work environment is offered, with competitive salary and benefits.

Benefits

Medical, dental, and vision coverage

401(k) plans

Generous paid time off

Time off for designated paid holidays

Qualifications

• 1+ year of direct credit experience or related internship experience.
• Self-motivated and able to work independently and in a team.
• Capable of managing multiple projects with different deadlines.

Responsibilities

• Conduct in-depth market research and credit analysis to support investment recommendations.
• Prepare analyses and summaries for other credit analysts and stakeholders.
• Manage relevant internal and external data sources.

Skills

Communication

Analytical Skills

Organization

Education

B.A. / B.S. in finance, engineering, mathematics, statistics, or similar quantitative

Master’s degree in similar fields

Job description

About Our Company

Aflac Asset Management, LLC, (d.b.a. Aflac Global Investments) is a wholly owned subsidiary of Aflac Incorporated (Aflac). Aflac Global Investments (GI) located in New York’s financial district and is the organization responsible for the overall investment activities of Aflac, Inc. and subsidiaries in Japan, Bermuda, and the U.S. With 150 employees globally, GI seeks investments to maximize long-term returns with a focus on preservation of capital, subject to our asset-liability profile and liquidity and capital requirements. GI has primary investment and asset management responsibility for Aflac’s general account consisting of public, private, and growth assets (including strategic partnerships) which generates approximately $3.5 billion a year in net investment income. As of year-end 2024, Aflac’s total general account portfolio was approximately $100 billion.

The investment teams support GI’s overall goals and objectives by providing market insight and in-depth knowledge of assigned asset classes. GI oversees the strategic deployment of capital for life and supplemental health insurance company balance sheets utilizing both internal teams and external third party asset managers.

Position Summary

Within a Global Insurance Company, the Associate, Credit Analyst is a member of the Credit Team within Investment Management who must work in close collaboration with other Credit Analysts and others in the development and implementation of credit research, analysis, and recommendations consistent with the company’s overall portfolio objectives.

Key Relationships

Reports to: Managing Director, Global Head of Credit

Primary Support: Credit Team

Other Relationships: Other Credit Analysts, Portfolio Managers, Compliance, Legal, Trading Desk, ESG team, Enterprise Risk Management (ERM), Auditors, Investment Risk Management (IRM), IT and other key stakeholders.

Overall Responsibilities

• Assist senior credit analysts in conducting in-depth market research across various sectors to support investment recommendations. Key components of this analysis will include, but not be limited to, industry research; review of company financial reports; earnings and news releases; and a framework for analyzing relative value within and across industry sectors. Monitor, gather, and organize information critical to the credit investment decision process. Provide verbal and written summaries of relevant information. Play a leading role in managing critical data inputs critical to the process.
• Prepare oral and written analyses and summaries to other credit analysts and key stake holders as needed.
• Update and manage relevant internal and external sources of data.
• Conduct ad hoc projects, analyses, and other support to relevant stakeholders as required
  
  

Candidate Qualifications

• 1+ year of direct credit experience, will consider related Internship Experience.
• B.A. / B.S degree in finance, engineering, mathematics, statistics, or similar quantitative is required. Master’s degree in similar degrees is welcomed
• Ability to communicate in clear, concise form both written and oral and good presentation skills.
• Self-motivated, able to work in a fluid environment and to complete tasks independently yet, interact in a team environment.
• Highly organized with the ability to work on multiple projects with different deadlines independently.
  
  

Please note: Aflac Global Investments' hybrid working environment requires a minimum of 3 days in the office each week

The range on this positions is: $80,000 to $150,000

This compensation range is specific to the job level and takes into account the wide range of factors that are considered in making compensation decisions including, but not limited to: education, experience, licensure, certifications, geographic location, and internal equity. The range has been created in good faith based on information known to Aflac at the time of the posting. Compensation decisions are dependent on the circumstances of each case. This salary range does not include any potential incentive pay or benefits, however, such information will be provided separately when appropriate.

In addition to the base salary, we offer an array of benefits to meet your needs including medical, dental, and vision coverage, prescription drug coverage, health care flexible spending, dependent care flexible spending, Aflac supplemental policies, 401(k) plans, and generous paid time off. You’ll also be granted time off for designated paid holidays and other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being. Aflac complies with all applicable leave laws, including, but not limited to sick, adoption and parental leave, in all states and localities.

We will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.