Associate, Corporate Banking- Real Estate

bmo; New York (NY); On-site; USD 115,000 - 155,000; Full time

Job summary

BMO is seeking a Corporate Banking Associate in New York to support origination and structuring of corporate lending transactions, coordinating with product partners within a coverage team to deliver client solutions.

The role involves building financial models, performing credit analyses, managing a diverse client portfolio including public REITs and institutional sponsors, and cross-selling Treasury, FX, and other Capital Markets products to clients.

Qualifications

• 4-6 years of relevant experience in corporate banking or credit
• Credit analysis background and formal training preferred
• MBA or equivalent advanced degree preferred
• Knowledge of capital markets and banking regulations

Responsibilities

• Prepare credit documentation (applications, memoranda, presentations) for stakeholders
• Directly manage a diverse portfolio of public REITs, institutional clients, and PE sponsors
• Monitor client portfolios and regulatory developments impacting needs
• Review performance of existing accounts and client relationships
• Create financial models to analyze client portfolios and anticipate needs
• Identify cross-sell opportunities for Treasury, FX, and Trade Finance products
• Support deal teams in developing and presenting mandates to clients

Skills

Credit analysis

Financial modeling

Client management

Risk management

Deal teams

Education

MBA

Finance degree

Job description

Application Deadline:

10/18/2026

Address:

151 W 42nd Street

Job Family Group:

Capital Mrkts Sales & Service

Please note the base salary for this role is $135,000.00 USD.

Supports the origination and structuring of corporate lending transactions, and coordinates with other products as an integral part of a larger coverage team that maintains strong client relationships. Includes providing lending expertise for a variety of sectors, establishing credit facilities to support trading products business and facilitating credit approvals in support of Trade Finance products. Cross sells Corporate Banking products (e.g. FX / treasury products, cash management & corporate cards, commodities, investment management, securitization, leasing, Trade Finance products, etc.) to BMO Capital Market clients. Also provides ongoing management of the lending portfolio.

The North American Real Estate group focuses its lending on public REITS, institutional clients, and private equity sponsors across all major asset classes.

As a Corporate Banking Associate, your key roles and responsibilities may include:

• Prepares credit documentation (i.e. including applications, memoranda, presentations, etc.) for internal and external stakeholders.
• Directly manages a diverse portfolio of public REITS, institutional clients, and private equity sponsors across all major asset classes.
• Monitors client, client industry and regulatory agencies for potential changes which may affect client's portfolio and business needs
• Reviews and continually monitors performance of existing accounts and client relationships.
• Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.
• Creates pitch books for clients with respect to financial solutions and participate in their presentation to clients.
• Initiates contact with partners for new client sales.
• Participates in deal teams to develop, present and win mandates for new opportunities.
• Partners with deal team and product specialists for accurate, detailed client information.
• Identifies opportunities to diversify client portfolios.
• Understands the needs of clients and provides relevant ideas and opinions to generate recommendations.
• Identifies opportunities for increased efficiency and improved service to internal and external clients.
• Provides analytical findings to deal teams.
• Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Builds effective relationships with internal/external stakeholders.
• Ensures alignment between stakeholders.
• Creates financial models to analyze client portfolios and anticipate client needs.
• Uses financial analysis to proactively identify opportunities to cross-sell.
• Generates updated financial models/ analyses as business needs and industry requirements dictate.
• Analyzes/assesses industry compilations.
• Applies appropriate technical concepts and completes/leads consistent and reliable technical and financial reports/analyses to support client deliverables.
• Completes due diligence and credit analysis on new and existing client relationships. May includes client visits, analysis of business models, and comprehensive review of industry trends and related regulations.
• Understand complexity of transactions and related risk (credit, market, operational, legal/compliance, etc.).
• Provides feedback on, and, supports continuous improvement opportunities.
• Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
• Provides direction and feedback to Analysts; accountable for development and mentoring of Analysts, where applicable.
• Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures.
• Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works independently on a range of complex tasks, which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

Qualifications

• Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Credit analysis experience/ understanding. Formal credit training is preferred.
• Undergraduate degree has academic coursework in finance, economics, or accounting with an outstanding academic achievement.
• MBA degree preferred.
• Knowledge of capital markets, investment banking products and applicable regulations.
• Good knowledge of the organizational lending and portfolio management policies