Associate, Corporate Banking

BMO; United States; On-site; USD 135,000 - 165,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Capital Markets is seeking an Associate for the US Diversified Corporate & Leveraged Banking group. You will support underwriting, credit approval, and portfolio management, analyzing financial data to assess risk and performance.

The role involves due diligence, deal screening, and cross-selling traditional corporate banking products. Team collaboration across Leveraged Finance, Industry Coverage, and Ancillary Product groups is essential as you prepare materials for Credit Committee and

Qualifications

• Undergraduate degree in finance, economics, or accounting.
• Experience in investment/corporate banking, credit, or capital markets preferred.
• Strong analytical and quantitative abilities required.

Responsibilities

• Analyze financial and operating data for trends in performance.
• Assist in underwriting, credit approval, and portfolio management.
• Prepare credit analyses and documentation for committees.
• Conduct diligence and due diligence calls with management and lenders.
• Support client pitches and cross-selling of banking products.

Skills

Financial analysis

Three-statement modeling

Communication skills

Microsoft Excel

Team collaboration

Education

Bachelor's degree in finance, economics, or accounting

Tools

Excel

MS Office

Job description

Application Deadline: 10/29/2026

Address: 151 W 42nd Street

Job Family Group: Capital Mrkts Sales & Service

BMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world.

Line of Business Overview

The US Diversified Corporate & Leveraged Banking group within the Corporate Bank underwrites and manages the firm’s large corporate (public, private, and sponsor owned) syndicated loan portfolio across Industrials, Food Consumer & Retail, Technology and Healthcare sectors. The team supports both our product and coverage partners by allocating capital to revolver, term loans, and ancillary business products. The team is responsible for all aspects of underwriting and manages the credit and Corporate Banking coverage (i.e. relationship management) post deal closing.

Job description

The Associate will serve as a key member of the deal team in the underwriting, credit approval, and portfolio management; supporting the deal team by analyzing financial and operating data for trends in financial performance of companies and industries. The Associate will be involved in the initial screening of transactions, due diligence, credit approval, and negotiation of legal documentation. The Associate will help assess BMO’s hold appetite across revolvers and term loans. Experienced Associates will participate in client pitches to help support cross-selling opportunities for cash management, hedging and other traditional corporate banking products.

Primary Function and Responsibilities

• Use independent critical thinking skills to analyze historical financial performance, create Base/Stress case financial projection models, develop risks and mitigants, business strengths, and credit rationale for completing a transaction
• Work across groups to compile diligence lists and lead diligence calls with company management teams and other lenders
• Complete risk / return models for new deals and extension of existing commitments
• Collaborate with colleagues on different teams (Leveraged Finance, Investment Banking Industry Coverage, Ancillary Product groups) in the preparation of materials and diligence needed to evaluate credit hold risk and underwriting risk at Credit Committee
• Address questions from the Investment Committee and Credit team to support new transactions
• Review and monitor Borrowers’ financial statements for potential changes which may affect the Borrower’s performance through detailed review of quarterly financial statements, participation in quarterly lender calls, and ongoing dialogue with management teams
• Prepare concise credit analysis and other correspondence on a quarterly basis for certain Borrowers, and on an annual basis for all Borrowers
• Assess Borrowers’ internal risk rating on a regular basis based on their financial performance and changes to the qualitative aspects of the business
• Evaluate opportunities for new business (ancillary products such as FX and interest rate hedging and cash management) with existing Borrowers
• Conduct analysis and comprehensive review of industry trends and comparable transactions in the industry
• Assist in the preparation of pitch materials for client meetings and cross-sell of corporate banking products

Education/Professional Experience

An undergraduate degree with academic coursework in finance, economics, or accounting. 3 - 4 years of relevant experience within investment banking, corporate banking, corporate credit, commercial banking or capital markets. Completion of a financial analysis credit training program preferable.

Skills

• Excellent analytical skills pertaining to business, financial, and credit analysis
• Skilled in building complex three-statement financial models
• Strong written and oral communication skills
• Strong proficiency in Microsoft Office products, notably MS Excel
• Ability to be creative, insightful and resourceful in performance of duties
• Strong interpersonal skills used within a demanding team environment
• Strong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner while meeting client-driven deadlines
• Excellent capability to independently function as part of a team through self-motivation

Salary

Salary: $135,000 up to $165,000 USD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements)

Pay Type

Pay Type: Salaried

Benefits

• BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at http://jobs.bmo.com/us/en

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to [e-mail] and let us know the nature of your request and your contact information.

We are proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.