Associate, Corporate Banking

Aplaro Ltd; Northern (KY); Hybrid; USD 115,000 - 130,000; Full time

Job summary

BMO Capital Markets, a leading full-service financial services provider, seeks an Associate for underwriting, credit approval, and portfolio management within US Diversified Corporate & Leveraged Banking.

You will analyze financial data, participate in due diligence, and assist in negotiating loan documentation and hold decisions. Strong analytical and communication skills are essential.

Qualifications

• Undergraduate degree in finance, economics or accounting.
• 3–4 years in investment banking, corporate banking, or capital markets.
• Completion of a financial analysis/credit training program preferable.

Responsibilities

• Analyze historical financial performance and build base/stress case projections.
• Lead diligence calls with management and lenders; compile diligence lists.
• Prepare credit analysis and communication to Credit Committee and Investment Committee.
• Support cross-selling opportunities for cash management, hedging, and other products.
• Monitor borrowers’ financial statements and quarterly lender calls.

Skills

Financial analysis

Three-statement models

Credit analysis

Communication skills

Team collaboration

Attention to deadlines

Education

Undergraduate degree in finance/economics/accounting

Tools

MS Excel

Job description

Application Deadline: 10/29/2026 Address: 151 W 42nd Street Job Family Group: Capital Mrkts Sales & Service

BMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world. #bmocapitalmarkets

Line of Business Overview

The US Diversified Corporate & Leveraged Banking group within the Corporate Bank underwrites and manages the firm’s large corporate (public, private, and sponsor owned) syndicated loan portfolio across Industrials, Food Consumer & Retail, Technology and Healthcare sectors. The team supports both our product and coverage partners by allocating capital to revolver, term loans, and ancillary business products. The team is responsible for all aspects of underwriting and manages the credit and Corporate Banking coverage (i.e. relationship management) post deal closing.

Job description

The Associate will serve as a key member of the deal team in the underwriting, credit approval, and portfolio management; supporting the deal team by analyzing financial and operating data for trends in financial performance of companies and industries. The Associate will be involved in the initial screening of transactions, due diligence, credit approval, and negotiation of legal documentation. The Associate will help assess BMO’s hold appetite across revolvers and term loans. Experienced Associates will participate in client pitches to help support cross-selling opportunities for cash management, hedging and other traditional corporate banking products.

Primary Function and Responsibilities

• New Underwritings Use independent critical thinking skills to analyze historical financial performance, create Base/Stress case financial projection models, develop risks and mitigants, business strengths, and credit rationale for completing a transaction
• Work across groups to compile diligence lists and lead diligence calls with company management teams and other lenders
• Complete risk / return models for new deals and extension of existing commitments
• Collaborate with colleagues on different teams (Leveraged Finance, Investment Banking Industry Coverage, Ancillary Product groups) in the preparation of materials and diligence needed to evaluate credit hold risk and underwriting risk at Credit Committee
• Address questions from the Investment Committee and Credit team to support new transactions
• Portfolio Management Review and monitor Borrowers’ financial statements for potential changes which may affect the Borrower’s performance through detailed review of quarterly financial statements, participation in quarterly lender calls, and ongoing dialogue with management teams
• Prepare concise credit analysis and other correspondence on a quarterly basis for certain Borrowers, and on an annual basis for all Borrowers
• Assess Borrowers’ internal risk rating on a regular basis based on their financial performance and changes to the qualitative aspects of the business
• Evaluate opportunities for new business (ancillary products such as FX and interest rate hedging and cash management) with existing Borrowers
• Conduct analysis and comprehensive review of industry trends and comparable transactions in the industry
• Relationship Management Assist in the preparation of pitch materials for client meetings and cross-sell of corporate banking products
• Experienced Associates will participate in client pitches to help support cross-selling opportunities for hedging and other traditional corporate banking products

Education/Professional Experience

• An undergraduate degree with academic coursework in finance, economics, or accounting
• 3 - 4 years of relevant experience within investment banking, corporate banking, corporate credit, commercial banking or capital markets
• Completion of a financial analysis credit training program preferable

Skills

• Excellent analytical skills pertaining to business, financial, and credit analysis
• Skilled in building complex three-statement financial models
• Strong written and oral communication skills
• Strong proficiency in Microsoft Office products, notably MS Excel
• Ability to be creative, insightful and resourceful in performance of duties
• Strong interpersonal skills used within a demanding team environment
• Strong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner while meeting client-driven deadlines
• Excellent capability to independently function as part of a team through self-motivation

Salary : The salary range for this role is $115,000 up to $130,000 USD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements)

Salary : Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Sala