Associate Compliance Officer

Rho; Nashville (TN); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Onsite work environment

Full-time salary with benefits

Job summary

Rho is hiring an Associate Compliance Officer to lead day-to-day CDD/KYB for new client onboarding. You will gather documentation, verify ownership structures, and perform risk assessments in line with BSA/AML, OFAC, and FinCEN requirements.

You will collaborate with sales and operations to ensure timely onboarding, maintain meticulous records, and escalate issues to senior staff as needed. This is an onsite, full-time role with growth potential.

Qualifications

• Bachelor’s degree in finance, business, or related field.
• 1–2 years in compliance, finance, or banking.
• Knowledge of BSA/AML, OFAC, FinCEN regulations.

Responsibilities

• Support onboarding CDD and KYB for new clients per regulatory frameworks.
• Collect and verify client documents, escalate discrepancies as needed.
• Assist in risk assessments using established checklists.
• Flag suspicious activity to senior staff during onboarding.
• Coordinate with sales/ops to gather missing client information.
• Maintain accurate onboarding records and compliance decisions.

Skills

CDD

KYB

Risk assessment

Documentation

Attention to detail

Communication

Education

Bachelor's degree

Job description

About Us

Rho is the modern banking platform built for the AI era. Startups and growth-stage companies can open accounts in minutes, issue cards, manage expenses, pay bills, and close the books - all in one connected platform backed by real human support.

About the Role

Rho is seeking an Associate Compliance Officer to support our onboarding compliance team. You'll own day-to-day customer due diligence (CDD) and Know Your Business (KYB) work for new client onboarding - gathering and verifying documentation, running risk assessments against established frameworks, and escalating issues to senior compliance staff. You'll play a vital part in keeping Rho compliant with BSA/AML, OFAC, and FinCEN requirements while maintaining the application review velocity our customers expect. This full-time, onsite role is a strong fit for someone looking to build a career in banking or fintech compliance within a growing, mission-driven company.

What You'll Do

• Support the CDD and KYC/KYB processes for new client onboarding by gathering and organizing required documentation in accordance with BSA/AML, OFAC, and FinCEN requirements
• Collect and verify client documentation, including business formation documents, ownership structures, and beneficial ownership information, escalating discrepancies to senior team members
• Assist in performing risk assessments on potential clients using established frameworks and checklists
• Flag and escalating suspicious activity or potential compliance issues identified during onboarding to senior compliance staff
• Coordinate with internal teams, including sales and operations, to collect outstanding client information and ensure timely onboarding
• Maintain accurate and complete records of client onboarding files, compliance decisions, and supporting documentation in accordance with team standards
• Support periodic reviews of existing client accounts by gathering and organizing documentation for senior team review
• Assist in the preparation of compliance reports and data pulls as directed by management
• Support updates to policies and procedures by documenting process changes and maintaining version-controlled records
• Utilize compliance technology platforms to process onboarding tasks, input data, and maintain system accuracy
• Follow established onboarding compliance policies and procedures, providing feedback to senior staff on potential process improvements
• Participate in compliance training sessions and apply best practices to daily onboarding tasks, developing foundational knowledge of fintech and banking regulation through ongoing training and self-study
• Take on other activities as determined by your supervisor

You Have

• A Bachelor's degree in finance, business, or a related field preferred
• 1-2 years of experience in compliance, finance, banking, or a related operations role
• Working understanding of BSA/AML, OFAC, and FinCEN requirements, including CDD and KYB concepts
• Exceptional attention to detail, strong organization, and a proactive approach to problem-solving
• Ability to manage a queue independently, prioritize across competing deadlines, and meet required service levels
• Comfort working in compliance technology platforms and learning new systems quickly
• Clear written and verbal communication skills, with the judgment to know when to escalates

Compensation & Schedule

• Full-time, salaried position with benefits
• Onsite work environment
• Standard weekday schedule; occasional flexibility may be needed to meet onboarding volume
• Opportunity for growth into senior compliance roles based on performance and business needs

Diversity is a core value at Rho. We are committed to building a welcoming and inclusive workplace for all.