Associate Attorney - Commercial Lending

Chambliss, Bahner, Stophel, P.C; Chattanooga (TN); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

401(k) retirement plan with employer matching

Comprehensive medical, dental, and vision insurance

Performance-based bonus opportunities

Health and wellness programs

Job summary

A respected law firm in Chattanooga seeks an Associate Attorney to join its commercial lending practice. The position involves drafting, reviewing, and negotiating loan documents, conducting due diligence, and ensuring regulatory compliance. A Juris Doctor (J.D.) and membership in the Georgia Bar, with a willingness to get licensed in Tennessee, are essential. Benefits include competitive salary, performance bonuses, and comprehensive health coverage. Candidates must be willing to commute or relocate to the Chattanooga area.

Qualifications

• Juris Doctor (J.D.) degree from an accredited law school.
• Active and in good standing with the Georgia Bar.
• Willing to become licensed in Tennessee.
• Excellent research, writing, analytical, and communication skills.

Responsibilities

• Draft and review commercial loan documents.
• Structure and document complex commercial lending transactions.
• Conduct comprehensive due diligence on borrowers and collateral.
• Ensure compliance with lending laws and regulations.
• Collaborate with relationship managers and underwriters.

Skills

Research skills

Writing skills

Analytical skills

Communication skills

Team collaboration

Education

Juris Doctor (J.D.) degree

Job description

Overview

Chambliss is a law firm seeking an Associate Attorney to join its commercial lending practice. The role focuses on serving banking clients in the Chattanooga area, North Georgia, and the Atlanta area.

Location

Chattanooga, TN office. Candidates must be willing to commute or relocate to be considered.

FLSA Status

Exempt

Key Responsibilities

• Draft, review, and negotiate commercial loan documents including loan agreements, security deeds, promissory notes, security agreements, guaranties, and intercreditor agreements
• Structure and document complex commercial lending transactions including senior and subordinated debt, construction loan agreements, revolving credit facilities, term loans, and asset-based loans
• Coordinate multi-jurisdictional transactions and work with local counsel as needed
• Conduct comprehensive due diligence on borrowers, collateral (both real and personal property), and corporate structures
• Review and analyze UCC searches, title reports, corporate documents, and financial statements
• Identify and assess legal risks associated with lending transactions
• Ensure compliance with federal and state lending laws and regulations
• Stay current on changes in banking regulations
• Develop and update form documents and internal policies
• Handle troubled loan situations, workouts, and restructurings
• Collaborate with relationship managers, credit analysts, and underwriters

Requirements

• Juris Doctor (J.D.) degree from an accredited law school.
• Active and in good standing with the Georgia Bar and willing to become licensed in Tennessee.
• Excellent research, writing, analytical, and communication skills.
• Ability to work collaboratively in a team environment.

Professional Development

• CLE support and continuing education funding
• Opportunities to attend and present at industry conferences

Benefits

• Competitive base salary commensurate with experience
• Performance-based bonus opportunities
• 401(k) retirement plan with employer matching
• Comprehensive medical, dental, and vision insurance
• Health and wellness programs

Equal Opportunity Employer

Chambliss strives to attract a diverse workforce and is proud to be an Equal Opportunity Employer.