Assistant Relationship Officer – Midvale, UT

Zions Bank; Midvale (UT); On-site; USD 45,000 - 65,000; Full time

Benefits offered by this job

Medical insurance — start day one

Dental insurance

Vision insurance

Paid time off (PTO)

401(k) with company match

Paid holidays

Job summary

Zions Bank in Midvale, Utah is seeking an Assistant Relationship Officer to analyze financial data, review loan documents, and underwrite credits for customers. You will communicate with clients and collaborate with relationship managers to support loan presentations.

This role requires a Bachelor’s degree and experience in loan processing, credit analysis, or related work; strong attention to detail, ability to meet deadlines, and proficiency with MS Office and credit analysis tools.

Qualifications

• Bachelor's degree and some experience in loan processes, credit analysis, or related experience.
• Basic knowledge of credit concepts and loan types.
• Ability to meet deadlines, audit documentation and solve problems.
• Ability to make recommendations to officers.
• Strong communication, customer service and organizational skills.
• Proficiency with MS Office and credit analysis software.

Responsibilities

• Analyze, investigate, gather and present financial data, tax information and credit documentation for creditworthiness.
• Review and initiate loan documents for policy compliance and regulatory alignment.
• Place calls to clients to better underwrite credits.
• Assist with collections and customer problem resolution.
• Collaborate with relationship and portfolio managers on credit reviews and loan presentations.
• Provide customer service on behalf of loan officers and team leaders.
• Disburse funds and support portfolio maintenance.

Skills

Credit analysis

Loan processing

Communication skills

Problem solving

Attention to detail

MS Office proficiency

Education

Bachelor's degree

Tools

MS Office

Credit analysis software

Job description

Zions Bank recognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’sTop Workplaces. Make the leap into a new era of banking. Let us transform your career.

Zions Bank has just opened an opportunity for an Assistant Relationship Officer based in the Midvale, Utah office. Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

What will your day look like? You will be:

• Responsible for analyzing, investigating, gathering and presenting financial data, tax information and credit documentation for determining a clients’ credit worthiness.
• Reviewing and initiating loan documents for legal and structural considerations, making sure they are following policies and regulations.
• Placing calls to clients to better underwrite credits.
• Assisting with collection efforts and customer problem resolution.
• Consulting with relationship managers and portfolio managers in preparing customer information for credit review and loan presentations.
• Assisting in providing customer service on behalf of loan officers/relationship managers and team leaders.
• Responsible for disbursement of funds.
• Remaining flexible and taking on other due diligence and portfolio maintenance responsibilities to enable the success of the bank.

Who should apply? We want someone who has:

• A Bachelors’ degree and some experience in loan processes, credit, credit analysis, documentation or other directly related experience. A combination of education and experience may meet qualifications.
• Basic knowledge of credit, credit analysis and experience working with various types of loans.
• The ability to meet deadlines, audit documentation and solve problems.
• The ability to make recommendations to officers.
• Good communication, customer service and organizational skills.
• Knowledge of MS Office including Word, Excel and various types of credit analysis software.
• Attention to detail with consistent self-management and follow-through.
• You must want to be part of a motivated and driven team and work with respected leaders. We need someone who is proactive, has a great attitude, is confident and wants to inspire others to achieve bank initiatives and drive loan growth.

Benefits:

• Medical, Dental and Vision Insurance – START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
• Employee Ambassador preferred banking products.