Assistant General Counsel, Credit Cards

Robinhood; Bellevue (WA); Hybrid; USD 217,000 - 255,000; Full time

Benefits offered by this job

Health insurance

Equity ownership

401(k) matching

Bonus programs

Catered meals

Parental leave

Job summary

Robinhood is seeking an experienced Assistant General Counsel, Credit Cards to lead product counsel for its retail credit and banking initiatives. You’ll oversee regulatory compliance, draft consumer agreements, and partner with product, engineering, and compliance teams on launches.

This role is based in Menlo Park, CA; New York, NY; or Washington, DC, with in-person attendance required at least 3 days a week, and offers a market-competitive base pay and equity.

Qualifications

• J.D. degree from an ABA-accredited law school.
• Active U.S. State Bar membership in good standing.
• 7+ years in law firm, government, fintech, or tech company.
• Knowledge of consumer lending and credit card laws (TILA, ECOA, FCRA, FDCPA).
• Knowledge of consumer banking laws (EFTA, TSA, EFTA).
• Experience with CFPB rules and payments regulatory issues.
• Excellent communication and cross-functional collaboration.

Responsibilities

• Provide end-to-end counseling on retail products including payments, credit cards and banking-related products.
• Coordinate with team and outside counsel to deliver practical, timely advice.
• Identify and mitigate business and legal risks while supporting product goals.
• Ensure compliance with applicable laws and regulations.
• Advise on, review, and draft consumer agreements for new products.
• Develop trusted relationships to launch new products and features.
• Be a business partner and proactive product owner, not just a lawyer.
• Pitch in on other legal work as needed.

Skills

J.D. degree

US State Bar

7+ years experience

Credit cards

Consumer banking

CFPB exposure

Regulatory compliance

Strong communication

Education

ABA-accredited law school

Job description

Menlo Park, CA; New York, NY; Washington, DC

Join us in building the future of finance.

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

The Robinhood Legal team’s mission is to provide strategic, forward-looking, and comprehensive legal guidance across the entire company, enabling the safe and compliant expansion of our innovative financial offerings. We bridge the gap between complex financial regulations and cutting-edge product engineering to protect our customers, support our business growth, and maintain corporate integrity.

We are looking for an experienced and innovative credit attorney to join our product and regulatory counsel team as an Assistant General Counsel, reporting to the Director and Associate General Counsel, Derivatives, Banking, and IP at Robinhood.

As an Assistant General Counsel, Credit Cards, you will serve as the primary legal architect and product counsel for our credit ecosystem, guiding multi-functional teams from ideation through launch. You will manage regulatory compliance, craft robust consumer agreements, and directly shape the future of our retail credit card and consumer banking initiatives! In this role, you’ll partner directly with our product, engineering, and compliance teams on consumer credit and consumer banking-related product launches! The successful candidate will be an engaged and resourceful self-starter, comfortable working in a fast-paced environment, and excellent at building strong relationships. This is an exciting opportunity to join a growing company and add to our mission to democratize finance for all!

This role is based in our Menlo Park, CA, New York, NY, or Washington, DC office(s), with in-person attendance expected at least 3 days per week.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What you’ll do

• Provide end-to-end counseling on a range of retail products, including those that touch upon payments, credit cards, and banking-related products and services, working with colleagues and cross-functional stakeholders across the company
• Respond promptly to a wide range of complex legal requests and coordinate closely with your team and outside counsel to deliver practical, timely, and high-quality advice
• Identify and assess business and legal risks, and find creative ways to mitigate them while achieving product goals
• Ensure compliance with applicable laws and regulations
• Advise on, review, and draft consumer agreements in support of new products
• Develop trusted relationships to facilitate a coordinated team approach to launching new products and features
• Be a business partner, and think like a proactive product owner, not just a legal advisor
• Pitch in on legal work across the team whenever needed

What you bring

• J.D. degree from an ABA-accredited law school (or foreign equivalent)
• Membership in at least 1 U.S. State Bar, with good standing
• 7+ years of relevant work experience across a law firm, government agency, or a fast-paced technology, financial services, banking, lending, payments, or fintech company
• Well-developed knowledge and experience with consumer lending products, including credit cards and applicable federal consumer financial protection laws such as the Truth in Lending Act, the Equal Opportunity Credit Act, the Fair Credit Reporting Act, and the Fair Debt Collection Practices Act
• Deep understanding of consumer banking products, including deposit accounts and applicable federal consumer financial protection laws such as the Expedited Funds Availability Act, the Truth in Savings Act, and the Electronic Fund Transfer Act
• Experience working with the Consumer Financial Protection Bureau and its rules and regulations
• Advanced expertise with payments industry legal issues and applicable compliance requirements and regulations, including NACHA Rules, card network rules, Bank Secrecy Act / anti-money laundering rules, and state money transmission services regulation
• Experience supporting the rollout of retail-based customer products and services
• Excellent interpersonal and communication skills, with the ability to communicate information effectively to non-legal audiences and drive cross‑functional alignment
• An execution-oriented mindset with the agility, drive, and creativity to deliver results

What we offer

• Challenging, high-impact work to grow your career.
• Performance‑driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best‑in‑class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
• Employer‑paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$217,000 - $255,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)

$191,000 - $224,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)

$170,000 - $199,000 USD

Click here to learn more about our Total Rewards, which vary by region and entity.

If our mission energizes you and you’re ready to build the future of finance, we look forward to seeing your application.

Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.

Equal Employment Opportunity Information

At Robinhood, we care deeply about diverse representation in our workforce as it supports our mission to democratize finance for all. In support of this goal, we encourage applicants to voluntarily identify demographic information. This information helps us to continue building a more inclusive workplace and to ensure effective recruiting programs that are inclusive of individuals across all backgrounds.

Self‑identifying in this section is completely voluntary and if you choose not to provide any information, please select the "I don't wish to answer" option under that question. Whatever your decision, data that you provide in this section will not be considered in the hiring process or thereafter. Individuals seeking employment at Robinhood are considered without regard to race, color, religion, national origin, age, sex, sexual orientation, marital status, ancestry, physical or mental disability, neurodivergence, veteran status, gender identity or expression, or any other characteristic protected by law.

You are being given the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity recordkeeping, reporting, and other legal requirements, and to be used in our efforts to recruit a diverse workforce. Any information that you do provide will be recorded and maintained in a confidential manner. For more information on EEOC definitions, please reference this document .