Compliance Advisory Lead

Robinhood Markets, Inc.; Bellevue, Northern (WA, KY); Hybrid; USD 115,000 - 135,000; Full time

Benefits offered by this job

Health insurance

Equity grants

401(k) matching

Flexible PTO

Catered meals

Job summary

Robinhood Markets, Inc. is seeking a Money Compliance Lead to embed regulatory compliance across its growing banking products. You will partner with product, engineering, legal, and sponsor banks to ensure compliant, customer-first solutions and oversee audits and examinations.

The role emphasizes developing and maintain­ing banking compliance programs, reviewing disclosures, and guiding product teams through regulatory changes. In-person work at multiple U.S. offices is expected.

Qualifications

• 7+ years in financial services compliance within banking/fintech.
• Experience with bank partners and engaging with state and federal regulators.
• Knowledge of UDAAP, EFTA, TISA, and money transmission laws.
• Ability to design and scale compliance programs for consumer financial products.
• Ability to navigate ambiguity and communicate clearly on complex regulatory and product issues.
• Strong analytical, organizational, and problem-solving skills.

Responsibilities

• Partner with product and engineering to design, launch, and iterate banking products with regulatory adherence.
• Perform compliance risk assessments of relevant regulations (e.g., UDAAP, Reg E, Reg DD).
• Review marketing materials, customer communications, and disclosures for compliance.
• Coordinate due diligence with sponsor banks and third-party partners.
• Maintain and improve banking compliance policies, procedures, and controls.
• Lead regulatory, partner, and internal audits related to banking products.

Skills

Regulatory compliance

Banking & fintech

Regulatory affairs

Policy design

Regulatory audits

Communication

Job description

Menlo Park, CA; New York, NY; Washington, DC

Join us in building the future of finance.

Our mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger generations in the next two decades. The largest transfer of wealth in human history. If you’re ready to be at the epicenter of this historic cultural and financial shift, keep reading.

About the team + role

We are building an elite team, applying frontier technologies to the world’s biggest financial problems. We’re looking for bold thinkers. Sharp problem-solvers. Builders who are wired to make an impact. Robinhood isn’t a place for complacency, it’s where ambitious people do the best work of their careers. We’re a high-performing, fast-moving team with ethics at the center of everything we do. Expectations are high, and so are the rewards.

The Robinhood Money team is responsible for building and scaling banking products that help customers safely store, move, and manage their money. The team partners closely with product, engineering, legal, operations, and external bank partners to deliver compliant, reliable, and customer-first financial solutions.

As Money Compliance Lead, you will play a critical role in ensuring that Robinhood embeds regulatory compliance for its expanding suite of banking products, as well as future products. You will participate in multiple compliance functions to support the administration of our compliance management system. In this role, you will analyze regulatory changes, review marketing and customer disclosures, and provide clear compliance guidance to product teams. You will also collaborate with bank sponsors and partner teams to manage regulatory requests and examinations. Your efforts will directly safeguard our platform and enhance our customer experience.

This role is based in our Menlo Park, CA; New York City, NY; Washington DC office(s), with in-person attendance expected at least 3 days per week.

At Robinhood, we believe in the power of in-person work to accelerate progress, spark innovation, and strengthen community. Our office experience is intentional, energizing, and designed to fully support high-performing teams.

What you’ll do

• Partner closely with product and engineering teams to support the design, launch, and iteration of new banking products, features, and process changes to ensure adherence to applicable banking and consumer protection regulations.
• Perform compliance risk assessments of relevant regulations, such as UDAAP, Reg E, Reg DD, etc.
• Review marketing materials, customer communications, and disclosures for regulatory compliance.
• Coordinate due diligence requests and ongoing compliance activities with sponsor banks and other third-party partners.
• Own, maintain, and continuously improve banking compliance policies, procedures, and controls to align with internal standards as well as external regulatory and partner expectations
• Lead regulatory, partner, and internal audits related to banking products, including preparation, response coordination, and remediation tracking.

What You'll Bring

• 7+ years of experience in financial services compliance, with deep experience in banking and fintech environments.
• Hands-on experience working with bank partners and engaging with state and federal regulatory agencies.
• Strong knowledge of applicable banking and consumer protection regulatory frameworks, including Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), the Electronic Fund Transfer Act (EFTA), the Truth in Savings Act (TISA), and money transmission laws.
• Demonstrated ability to design and scale compliance programs for consumer financial products in a high-growth, technology-driven environment.
• Ability to navigate ambiguity, apply sound judgment, and communicate clearly on complex regulatory and product issues.
• Strong analytical, organizational, and problem-solving skills with the ability to manage multiple priorities and meet key regulatory deadlines.
• Proven ability to assess and manage compliance risks for novel or undefined financial features, translating evolving regulatory guidance into clear, actionable requirements for product teams.

What we offer

• Challenging, high-impact work to grow your career.
• Performance-driven compensation with multipliers for outsized impact, bonus programs, equity ownership, and 401(k) matching.
• Best-in-class benefits to fuel your work, including 100% paid health insurance for employees with 90% coverage for dependents.
• Lifestyle wallet — a highly flexible benefits spending account for wellness, learning, and more.
• Employer-paid life & disability insurance, fertility benefits, and mental health benefits.
• Time off to recharge including company holidays, paid time off, sick time, parental leave, and more!
• Exceptional office experience with catered meals, events, and comfortable workspaces.

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed and is aligned to one of 3 compensation zones. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$115,000 - $135,000 USD

Zone 2 (Denver, CO; Westlake, TX; Chicago, IL)

$101,000 - $119,000 USD

Zone 3 (Lake Mary, FL; Clearwater, FL; Gainesville, FL)

$89,000 - $105,000 USD

In addition to the base pay range listed below, this role is also eligible for bonus opportunities + equity + benefits.

Base pay for the successful applicant will depend on a variety of job-related factors, which may include education, training, experience, location, business needs, or market demands. The expected base pay range for this role is based on the location where the work will be performed. For other locations not listed, compensation can be discussed with your recruiter during the interview process.

Base Pay Range:

Zone 1 (Menlo Park, CA; New York, NY; Bellevue, WA; Washington, DC)

$115,000 - $135,000 USD

AI Usage Disclosure: Robinhood uses artificial intelligence (AI) tools to support parts of our recruiting process. These tools enhance the efficiency and consistency of our hiring process; however, all hiring decisions are made by our hiring teams.

Robinhood provides equal opportunity for all applicants, offers reasonable accommodations upon request, and complies with applicable equal employment and privacy laws. Inclusion is built into how we hire and work—welcoming different backgrounds, perspectives, and experiences so everyone can do their best. Please review the Privacy Policy for your country of application.

Equal Employment Opportunity Information

At Robinhood, we care deeply about diverse representation in our workforce as it supports our mission to democratize finance for all. In support of this goal, we encourage applicants to voluntarily identify demographic information. This information helps us to continue building a more inclusive workplace and to ensure effective recruiting programs that are inclusive of individuals across all backgrounds.

Self-identifying in this section is completely voluntary and if you choose not to provide any information, please select the “I don't wish to answer” option under that question. Whatever your decision, data that you provide in this section will not be considered in the hiring process or thereafter. Individuals seeking employment at Robinhood are considered without regard to race, color, religion, national origin, age, sex, sexual orientation, marital status, ancestry, physical or mental disability, neurodivergence, veteran status, gender identity or expression, or any other characteristic protected by law.

You are being given the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity recordkeeping, reporting, and other legal requirements, and to be used in our efforts to recruit a diverse workforce. Any information that you do provide will be recorded and maintained in a confidential manner. For more information on EEOC definitions, please reference this document .