Assistant Bank/Credit Union Examiner

Doc PersonalBeratung GmbH; Columbia (SC); On-site; USD 52,000 - 76,000; Full time

Benefits offered by this job

Health, Dental, Vision

Long-term disability and lifeinsurance

15 days annual leave

15 days sick leave

13 paid holidays

State Retirement Plan

Flexible work schedules

Growth opportunities

Job summary

The Office of the Commissioner of Banking in South Carolina seeks an Assistant Examiner to review state-chartered banks and trust companies for compliance and safety. You will prepare schedules, interview staff, verify financial data, and assess risk across institutions.

A Bachelor's degree with accounting/finance coursework is required, along with strong communication. Travel throughout the state is necessary; travel costs are reimbursed per state regulations.

Qualifications

• Bachelor's degree including at least 12 hours of accounting and/or finance coursework.
• Knowledge of money and banking practices; ability to learn/apply laws and regulations for financial institutions.
• Strong oral and written communication skills; ability to follow instructions.

Responsibilities

• Prepare report schedules, including statements of condition/income and risk exposures.
• Interview institution personnel to gather information.
• Verify asset/liability/capital positions and review supporting data for accuracy.
• Review institution reports and assess compliance with laws and guidelines.
• Determine whether operations align with safe and sound practices.

Skills

Interviewing

Verifying information

Regulatory knowledge

Communication skills

Education

Bachelor's degree with 12+ accounting/finance hours

Job description

Join South Carolina state government where you can have a meaningful career, incomparable benefits, and a positive work-life balance!
The Office of the Commissioner of Banking is responsible for chartering, examining and otherwise regulating all South Carolina state-chartered banks, savings banks, savings and loan associations, credit unions and trust companies. Working as a member of a team, examiners review the operations of state-chartered institutions and determine compliance with laws and regulations in order to help promote a safe and sound financial system.
The specific duties of an Assistant Examiner include, but are not limited to, the following:

1. Preparing report schedules, including comparative statements of condition and income, schedules of adversely classified assets, interest rate risk exposure measurements, recapitulation of securities and liquidityanalyses.
2. Interviewing institution personnel to gather necessary information.
3. Verifying asset, liability and capital positions and reviewing supporting information for accuracy.
4. Reviewing institution-prepared reports.
5. Reviewing compliance with applicable laws, regulations, and guidelines.
6. Generally determining whether the operations of the institutions are consistent with safe and sound practices.

To provide the skills necessary to complete this important work, examiners have the opportunity to complete coursework offered by the Federal Deposit Insurance Corporation (FDIC), including:

• Introduction to Examinations School
• Financial Institution Analysis School
• Asset Liability Management School
• Loan Analysis School
• Examination Management School

Completion of these courses is a part of the agency's career development path, which, in addition to promotional opportunities, includes the opportunity to become a subject matter expert in specialty examination areas.

A Bachelor's degree which includes at least 12 hours of accounting and/or finance related coursework is required. Knowledge of the practices and principles of money and banking, the ability to learn and apply provisions of laws and regulations relating to financial institutions, the ability to follow oral and written instructions and the ability to communicate orally and in writing are necessary skills. This position requires overnight travel throughout the state. Travel costs will be reimbursed according to State regulations; however, the employee must provide his or her own transportation.

The Banking Division of the State Board of Financial Institutions is committed to providing equal employment opportunities to all applicants and does not discriminate on the basis of race, color, religion, sex (including pregnancy), national origin, age (40 or older), disability or genetic information.
Supplemental questions are considered part of your official application. Any misrepresentation will result in your disqualification from employment. Please complete the state application to include all current and previous work history and education. A resume will not be accepted nor reviewed to determine if an applicant has met the qualifications for the position. A copy of the applicant's college transcript must be submitted for the application to be complete. The transcript may be attached to the application itself, mailed to the address below, or faxed to [phone].

Benefits

The Board of Financial Institutions offers an exceptional benefits package for FTE positions that includes:

• Health, Dental, Vision, Long Term Disability, and Life Insurance for Employee, Spouse, and Children
• 15 days annual (vacation) leave per year
• 15 days sick leave per year
• 13 paid holidays
• State Retirement Plan and Deferred Compensation Programs
• Flexible Work Schedules
  • Part-time telecommuting (Contingent upon completing a mandatory probationary period)
  • Flexible working hours
• Growth Opportunities
  • Specialty programs allowing for salary increases