Asset & Wealth Management, Private Bank, Lending Associate - Dallas Dallas · · Associate

Goldman Sachs Bank AG; Dallas (TX); On-site; USD 100,000 - 150,000; Full time

Job summary

Goldman Sachs is seeking a dynamic lending advisor to support ultra-high net worth clients in Dallas. This role involves relationship management, marketing initiatives, and effective compliance in UHNW lending. Candidates should possess 3-6 years of relevant experience and a Bachelor's degree, along with strong analytical and communication skills. Join a leading firm that offers diverse opportunities for professional and personal growth.

Benefits

Health and Medical Insurance

Competitive vacation policies

Financial wellness programs

On-site child care centers

Fitness reimbursements

Qualifications

• 3-6 years’ experience in UHNW lending origination or underwriting.
• Experience with underwriting commercial real estate and financial assets.
• Completion of formal credit training preferred.

Responsibilities

• Assist with relationship management and lending origination for ultra-high net worth clients.
• Implement marketing initiatives to enhance lending growth opportunities.
• Support senior lending advisors with compliance and portfolio management.

Skills

Analytical skills

Communication

Collaboration

Detail oriented

Education

Bachelor’s Degree

Job description

Wealth Management

Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design.

Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client’s wealth management goals. Our experienced team partners with Private Wealth Advisors (PWAs) to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lending advisors and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA.

HOW YOU WILL FULFILL YOUR POTENTIAL

• Work closely with senior lending advisors to assist with relationship management, lending origination, and portfolio management for ultra-high net worth clients
• Help identify and implement marketing initiatives to drive lending growth opportunities with senior lending advisors and PWM coverage teams
• Join prospect and client meetings with senior lending advisors and PWAs to raise awareness of Goldman Sachs Private Bank and the solutions available
• Support senior lending advisors with early-stage loan screening and structuring
• Partner with our US Underwriting team on submitting credit memos and overall portfolio and risk management
• Ensure effective and consistent compliance to credit and control procedures
• Provide excellent client service throughout the life of loan

SKILLS & EXPERIENCE WE'RE LOOKING FOR

• 3-6 years’ experience in UHNW lending origination or underwriting in a private bank or commercial banking organization
• Experience with underwriting commercial real estate, financial assets, art, planes, yachts, etc.
• Excellent oral and written communication skills
• Detail oriented with strong analytical skills
• Strong collaboration skills in a team environment
• Desire to continue the growth in a dynamic business.
• Completion of a formal credit training program optimal
• SIE, Series 7 and 63 required (must be obtained within three months of employment)
• Bachelor’s Degree required

ABOUT GOLDMAN SACHS

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

Healthcare & Medical Insurance

We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short-term disability, long-term disability, life, accidental death, labor accident and business travel accident insurance.

We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.

Financial Wellness & Retirement

We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.

Health Services

We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state-of-the-art on-site health centers in certain offices.

Fitness

To encourage employees to live a healthy and active lifestyle, some of our offices feature on-site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre-approved amount).

Child Care & Family Care

We offer on-site child care centers that provide full-time and emergency back-up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.

Benefits at Goldman Sachs

Read more about the full suite of class-leading benefits our firm has to offer.