Asset-Backed Finance Analyst: Data-Driven Credit Expert

EverBank Financial Corp.; Maryland; Hybrid; USD 106,000 - 138,000; Full time

Benefits offered by this job

Medical benefits

401(k)

Paid holidays

Wellness benefits

Tuition reimbursement

Commuter benefits

Life and Disability Insurance

Job summary

EverBank, N.A. in Maryland is seeking an Asset-Backed Finance Analyst to analyze asset-backed financing transactions, evaluate collateral performance, and optimize structures to meet client goals.

You will work with portfolio management and underwriting teams to base decisions on rigorous data analysis and market research. The role requires strong financial modeling, credit risk assessment, and verbal/written communication.

Qualifications

• 1-3 years of experience in credit analysis, underwriting, portfolio management, financial analysis, or related financial services role.
• Understanding of financial statements, cash flow analysis, and credit risk assessment.
• Strong analytical, problem-solving, and financial modeling skills.
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
• Strong written, verbal, and interpersonal communication skills.
• Detail-oriented with strong organizational skills.
• Proficient in Microsoft Office, including Excel, Word, PowerPoint, and Outlook.
• Ability to work independently and collaboratively within a team environment.
• Willingness to travel up to 15% as business needs require.

Responsibilities

• Conducts detailed financial analysis of asset-backed securities and evaluates performance metrics.
• Prepares complex financial models to assess risk and return profiles of asset-backed transactions.
• Collaborates with cross-functional teams to structure asset-backed financing solutions that meet client objectives.
• Prepares comprehensive reports and presentations for internal stakeholders and clients, summarizing financial findings and market insights.
• Monitors and analyzes trends in the asset-backed financing market to identify potential opportunities and risks.
• Ensures compliance with regulatory requirements and internal policies related to asset-backed transactions.
• Assists in the due diligence process by reviewing documentation and assessing the creditworthiness of underlying assets.

Skills

Financial analysis

Credit risk assessment

Excel skills

Communication

Multitasking

Education

University degree preferred

Tools

MS Office

Excel

PowerPoint

Outlook

Job description

EverBank, N.A. in Maryland is seeking an Asset-Backed Finance Analyst to analyze asset-backed financing transactions, evaluate collateral performance, and optimize structures to meet client goals.

You will work with portfolio management and underwriting teams to base decisions on rigorous data analysis and market research. The role requires strong financial modeling, credit risk assessment, and verbal/written communication.