Apple Pay - Strategy & Business Performance Analyst

Apple; Cupertino (CA); On-site; USD 115,000 - 217,000; Full time

Job summary

Join a forward-thinking company as a Strategy & Business Performance Analyst, where you'll play a vital role in shaping the future of digital payments. In this high-impact position, you will analyze Apple Pay's business performance, derive insights from market data, and contribute to strategic recommendations. Collaborating with cross-functional teams, you'll manage financial performance and support product strategy through quantitative analysis. This role offers an exciting opportunity to influence key decisions and drive innovation in a fast-evolving platform. If you have a passion for analytics and strategy, this is the perfect role for you.

Benefits

Comprehensive medical coverage

Dental coverage

Retirement benefits

Employee stock purchase plan

Tuition reimbursement

Discounted products

Free services

Discretionary bonuses

Qualifications

• Minimum 3 years in Consulting, Investment Banking, or similar.
• Excellent analytical and financial modeling skills required.

Responsibilities

• Analyze business performance and derive actionable insights.
• Collaborate with product and data science teams for reporting.

Skills

Analytical Skills

Financial Modeling

Data Analysis

Communication Skills

SQL

Excel

Market Research

Education

Degree in Finance

Degree in a Quantitative Field

Tools

Tableau

R

Python

Job description

Apple Pay - Strategy & Business Performance Analyst

**Cupertino, California, United States**

**Software and Services**

**Summary**

Posted: **Feb 13, 2025**

Weekly Hours: **40**

Role Number: **200591454**

Help Apple Pay & Wallet deliver amazing new commerce experiences for Apple customers around the world. Apple Pay is a leading digital wallet for iOS customers in over 80 markets and growing rapidly, including e-commerce, transit, loyalty, and other product areas.

We are looking for a Strategy & Business Performance Analyst to apply market data to derive insights on Apple Pay’s business performance, dissect the latest trends, and provide strategic recommendations on future product road map. Being an integral part of the multi-functional business teams, you will collaborate closely with product managers, data scientists, and business teams to identify underlying drivers of business performance, assess risks and opportunities, and provide performance updates to multi-functional and executive teams. Core responsibilities include business performance reporting and analysis, forecasting and modeling, and industry research. You will formulate actionable recommendations through your quantitative analysis, manage the financial performance of Apple Pay products, and communicate effectively across all levels of audience.

This role will also focus on strategy for Apple Pay’s fast-evolving platform product portfolio. We, Apple Pay’s strategy team, develop unique perspectives on Apple Pay’s core businesses and ecosystem to help craft future product roadmaps. You will directly contribute to the development of new products through analysis such as market sizing and opportunity analysis.

This is a high-impact role offering an outstanding opportunity to provide the business with critical view of its performance, drive and influence decisions impacting the immediate and long-term view of the business, and advise the leadership across Apple Pay teams globally.

**Description**

Analyze Apple Pay’s business performance and derive actionable insights on emerging drivers. Facilitate ongoing performance reporting across Apple Pay’s product portfolio.
Establish and manage metric forecasts underpinning product performance. Assist annual and long-term business planning and forecasting.
Prepare and deliver clear and insightful reports and analysis highlighting key trends, risks, and opportunities.
Support product strategy analysis end-to-end, from financial sizing to ongoing tracking & reporting.
Collaborate closely with product, analytics, business, and data science teams to deep dive into business performance and improve reporting dashboards on key operational metrics.
Perform quantitative analysis including market research, pricing, competitive analysis, and financial modeling.
Create benchmarking tools to evaluate and track Apple Pay performance by product and partner.

This high-impact role includes frequent interactions with key internal and external partners. This role will have the opportunity to work directly across product, data science, engineering, business development and operations teams to influence Apple Pay’s strategic decision making.

**Minimum Qualifications**

+ Minimum 3 years of experience in Consulting, Investment Banking, Corporate Strategy, Strategic Finance, and/or similar strategy and planning functions in a global, fast-paced organization

+ Degree in Finance or a quantitative field from a top-tier institution

**Preferred Qualifications**

+ Excellent analytical and financial modeling skills; outstanding expertise in Excel

+ Comfort with ambiguity. Ability to structure complex analysis through data analysis and strategy research

+ Ability to communicate effectively, both in written and verbal form with senior leaders

+ Ability to write data queries (eg. SQL) is strongly preferred. Knowledge of statistical languages such as R or Python, and data visualization (eg. Tableau) skills is also strongly preferred but not required

+ Knowledge of digital payments, mobile commerce, or related industries is preferred

**Pay & Benefits**

At Apple, base pay is one part of our total compensation package and is determined within a range. This provides the opportunity to progress as you grow and develop within a role. The base pay range for this role is between $115,100 and $216,900, and your base pay will depend on your skills, qualifications, experience, and location.

Apple employees also have the opportunity to become an Apple shareholder through participation in Apple’s discretionary employee stock programs. Apple employees are eligible for discretionary restricted stock unit awards, and can purchase Apple stock at a discount if voluntarily participating in Apple’s Employee Stock Purchase Plan. You’ll also receive benefits including: Comprehensive medical and dental coverage, retirement benefits, a range of discounted products and free services, and for formal education related to advancing your career at Apple, reimbursement for certain educational expenses — including tuition. Additionally, this role might be eligible for discretionary bonuses or commission payments as well as relocation.Learn more about Apple Benefits. (https://www.apple.com/careers/us/benefits.html)

Note: Apple benefit, compensation and employee stock programs are subject to eligibility requirements and other terms of the applicable plan or program.

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .

Apple is an equal opportunity employer that is committed to inclusion and diversity. We seek to promote equal opportunity for all applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics.Learn more about your EEO rights as an applicant (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) .

Apple will not discriminate or retaliate against applicants who inquire about, disclose, or discuss their compensation.

Apple participates in the E-Verify program in certain locations as required by law.Learn more about the E-Verify program (https://www.apple.com/jobs/pdf/EverifyPosterEnglish.pdf) .

Apple is committed to working with and providing reasonable accommodation to applicants with physical and mental disabilities. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple is a drug-free workplace. Reasonable Accommodation and Drug Free Workplace policy Learn more .

Apple will consider for employment all qualified applicants with criminal histories in a manner consistent with applicable law. If you’re applying for a position in San Francisco, review the San Francisco Fair Chance Ordinance guidelines applicable in your area.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.