Anti-Money Laundering Monitoring Analyst

Wealthfront; Boston (MA); Presencial; USD 102.000 - 126.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical

Vision

Dental

401K plan

Generous time off

Parental leave

Wellness reimbursements

Professional development

Employee investing discount

Descripción de la vacante

Wealthfront is seeking a talented, detail-oriented AML compliance professional to join its AML Monitoring team.

As the newest member of AML Monitoring, this individual will play a key role in Wealthfront’s newly formalized triage function, through which all referrals of potentially suspicious activity — including requests under Section 314(a) and 314(b) of the USA PATRIOT Act, subpoenas, and internal referrals from across the firm — are assessed prior to escalation to the Financial Intelligence

Formación

• BA/BS degree
• 2-4 years of AML/Screening/Investigations experience
• Willingness to obtain applicable registrations/licenses as necessary

Responsabilidades

• Review and disposition transaction monitoring alerts and determine escalation to FIU
• Conduct in-depth reviews of transactional activity and open source research
• Maintain records of triage decisions for auditability
• Partner with Engineering to develop and enhance transaction monitoring processes
• Identify unusual financial activity indicating potential money laundering/fraud
• Conduct deep-dives into account/activity to expand on AML/Fraud typologies
• Support suspicious activity detection, monitoring, and reporting programs
• Assist with adverse media and PEP watchlist screening
• Monitor regulatory changes and provide thought leadership

Conocimientos

AML expertise

Triaging investigations

Regulatory knowledge

Cross-functional collaboration

Analytical skills

Tech-enabled processes

Educación

BA/BS degree

CAMS or CFE certification

Descripción del empleo

Wealthfront is seeking a talented, passionate, and detail-oriented Anti-Money Laundering (AML) compliance professional to join its AML Monitoring team. As the newest member of AML Monitoring, this individual will play a key role in Wealthfront’s newly formalized triage function, through which all referrals of potentially suspicious activity — including requests under Section 314(a) and 314(b) of the USA PATRIOT Act, subpoenas, and internal referrals from across the firm — are assessed prior to escalation to the Financial Intelligence Unit (FIU). The ideal candidate will be someone who enjoys hands-on investigative work, possesses a strong degree of intellectual curiosity, holds an interest in applying technology to enhance business processes, and will be looking to continue developing their AML skillset in an individual contributor capacity. This individual will work closely with other members of the Legal and Compliance division and collaborate with other departments across the firm including Fraud Operations, Product Support, and Engineering.

Responsibilities

• Review and disposition transaction monitoring alerts in accordance with established procedures, determining whether escalation to the FIU is warranted
• Conduct in-depth reviews of transactional activity, internal KYC records, and open source research in support of triage and monitoring functions
• Maintain accurate and well-documented records of triage decisions and alert dispositions to ensure consistency, auditability, and stakeholder transparency
• Partner with Engineering teams to develop new and enhance existing transaction monitoring processes
• Leverage expertise to assist in the identification of unusual financial activity indicating potential money laundering, terrorist financing, and fraud
• Conduct deep-dives into account and transaction activity to identify and expand upon existing Fraud and AML typologies
• Support Wealthfront's suspicious activity detection, transaction monitoring, and reporting programs and drive enhancements to the program, including updates to related controls and accompanying policies and procedures
• Assist with Wealthfront's adverse media and PEP watchlist screening
• Maintain awareness of and provide thought leadership on impending regulatory changes

Expertise

• Deep, wide, and practical understanding of money laundering typologies and related red flags
• Adept at conducting triage or initial assessments of potentially suspicious activity referrals, including determining whether escalation to an investigations team is warranted
• Experience reviewing potentially suspicious activity spanning cash management, automated investment advisory, brokerage, and home lending products
• Familiarity with subpoenas as well as requests received under Section 314(a) and 314(b) of the USA PATRIOT Act
• Adept at developing, refining, and reviewing transaction monitoring parameters designed to surface suspicious activity
• Excellent analytical and organizational skills, able to set and meet deadlines in a fast-paced environment
• Strong working knowledge of BSA/AML, FinCEN, FINRA, and SEC regulations
• Experience leading cross-functional projects, including collaboration with engineering teams
• Strong verbal and written communication skills
• Intellectually curious and interested in applying technology to enhance business processes
• Broad analytical skills, with experience identifying and quantifying problems while providing creative, effective solutions

Required

• BA/BS degree
• 2 - 4 years of direct or relevant experience conducting Anti-Money Laundering (AML), Sanctions, or Follow-the-Money related analysis and/or investigations
• Willingness to obtain applicable registrations and/or licenses as necessary

Preferred

• CAMS or CFE certification
• Experience at a Broker-Dealer and/or Registered Investment Adviser (RIA), including FINRA Series 7 and 24 registrations
• Product experience spanning automated investment advisory, brokerage accounts, individual stock investing, cash management and checking products, portfolio lines of credit, and home lending products
• Experience supporting AML compliance programs in a banking-as-a-service (BaaS) or bank partnership model
• Experience with or general understanding of broader financial services including investment advisory, retail banking, and consumer lending

Estimated annual salary range: $102,185 - $125,820 USD plus equity and a discretionary bonus.

Benefits include

• medical
• vision
• dental
• 401K plan
• generous time off
• parental leave
• wellness reimbursements
• professional development
• employee investing discount
• and more!

About Wealthfront

Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.

We Started With The Ambition To Transform The Investment Advisory Industry When We Pioneered Automated Investing In 2011. By Automating Strategies Typically Reserved For The Wealthy, We Unlocked Access To High Quality Investment Advice For a Digitally-native Generation That Was Underserved By Traditional Institutions. Since Then, We've Expanded To a Full Suite Of Products Designed To Help Our Clients Save, Spend, Invest, And Borrow For All Of Their Goals, Including

• A Cash Account that, through our program banks, offers one of the highest annual percentage yields on uninvested cash in the industry, while providing instant and secure access to your money with no account fees and a full suite of checking features.
• Multiple automated investing portfolios managed for you and tailored for long-term wealth building across various financial needs, including general investing, retirement, family wealth management, and more. Our taxable investing accounts are designed to unlock tax savings through sophisticated strategies like fixed income, tax-loss harvesting, and direct indexing—which we offer at industry-leading low costs and accessible minimums.
• A zero-commission Brokerage Account with 8000+ stocks and ETFs that’s designed to give DIY investors an incredibly easy way to get started investing. Plus, with our Cash Account, they can earn a high yield (from program banks) until the minute they’re ready to invest.
• A digital-first mortgage experience designed to reduce costs, remove unnecessary friction, and aim to offer rates consistently below the national average.

Our award-winning products have attracted over 1.5 million funded clients who trust us with more than $100 billion of their hard earned savings on our platform—and we're far from done. If you’re inspired to help us reshape the financial industry as we create our next chapter, let’s talk!

For more information please visit www.wealthfront.com.We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

Please review our candidate privacy notice.

Disclosures

The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. References to the APY for the Cash Account are to the APY paid by insured depository institutions that participate in our Cash Sweep Program (the "Program Banks"). Wealthfront Brokerage sweeps cash balances to Program Banks, where it earns the variable APY. Wealthfront Brokerage partners with Green Dot Bank, Member FDIC, to offer certain checking features for the Cash Account. Wealthfront Brokerage also has a relationship with UMB Bank, National Association, Member FDIC, which may allow certain Cash Accounts to opt into a limited-purpose account number and UMB Bank routing and transit number which enables checking features like bill pay, direct deposits and more. Wealthfront Brokerage and Wealthfront Advisers are not affiliated with Green Dot Bank or UMB Bank. Fees and Eligibility requirements may apply to certain checking features, please see the Deposit Account Agreement for details.

All investing involves risk, including the possible loss of principal. Tax-Loss Harvesting benefits vary depending on the client's entire tax and investment profile. Wealthfront doesn’t provide tax advice. The Brokerage Account is a self-directed brokerage account offered by Wealthfront Brokerage LLC, Member of FINRA/SIPC. Clients are responsible for evaluating their investment opportunities and risks and making investment decisions. Investment management and advisory services–which are not FDIC insured–are provided by Wealthfront Advisers LLC ("Wealthfront Advisers"), an SEC-registered investment adviser.

By “award-winning products”, please refer to wealthfront.com for more information. References to “Total Platform Assets” and “Funded Clients” include clients with assets in products offered by both Wealthfront Advisers and Wealthfront Brokerage. These figures are as of August 31, 2026. Wealthfront Advisers and Wealthfront Brokerage are wholly owned subsidiaries of Wealthfront Corporation.