Anti Money Laundering Analyst

Tata Consultancy Services; Lowellville (OH); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Medical Coverage

Parental Leave

401K Plan

Training Reimbursement

Job summary

Tata Consultancy Services Limited in Lowellville, OH is seeking an Analyst to review AML alerts and investigate potentially suspicious activities. You will examine up to 30 days of account history, validate customer behavior, and determine if cases should be closed or escalated.

Strong analytical skills and knowledge of BSA/AML rules are essential. Preferred CAMS certification and experience with AML platforms and case-management tools will strengthen candidacy.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML) regulations, OFAC sanctions requirements, Financial Crime Compliance frameworks.

Responsibilities

• Review AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities, including structuring, high-risk/high-volume transactions, unusual customer behavior patterns, sanctions-related concerns, and other indicators.
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected account activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather information on transactions and involved parties.
• Assess transaction activity and determine whether alerts should be closed with no action or escalated for enhanced investigation.
• Prepare detailed case documentation with investigative findings, supporting evidence, and rationale for decisions.
• Ensure all reviews comply with AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operations teams to support ongoing financial crime prevention.

Skills

Know Your Customer

BSA

AML regulations

OFAC sanctions

Financial crime frameworks

Data review

Analytical thinking

Documentation of findings

Effective communication

Multi-task handling

Education

Bachelor's degree in Finance/Accounting/Business

Tools

AML monitoring platforms

AML case management tools

Job description

Key Responsibilities

• Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems.
• Investigate potentially suspicious activities, including:
  • Structuring
  • High-risk/high-volume transactions
  • Unusual customer behavior patterns
  • Sanctions-related concerns
  • Other financial crime indicators
• Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior.
• Conduct customer profile reviews to validate expected account activity and identify inconsistencies.
• Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and associated parties.
• Assess transaction activity and determine whether alerts should:
  • Be closed with no further action required, or
  • Be escalated for enhanced investigation and review.
• Prepare detailed case documentation, including investigative findings, supporting evidence, and rationale for decisions.
• Ensure all reviews are conducted in accordance with AML regulations, internal policies, and compliance procedures.
• Collaborate with compliance, risk, and operational teams to support ongoing financial crime prevention initiatives.

Required Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline.
• 1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields.
• Working knowledge of:
  • Bank Secrecy Act (BSA)
  • Anti-Money Laundering (AML) regulations
  • OFAC sanctions requirements
  • Financial Crime Compliance frameworks
• Experience reviewing transactional data and identifying suspicious activity indicators.
• Strong analytical and critical thinking skills with the ability to identify trends, anomalies, and risk indicators.
• Excellent attention to detail and ability to document findings accurately.
• Strong verbal and written communication skills.
• Ability to work effectively in a fast-paced environment while managing multiple investigations.

Preferred Qualifications

• CAMS (Certified Anti-Money Laundering Specialist) certification or pursuit of certification.
• Experience with transaction monitoring platforms and AML case management tools.
• Understanding of customer due diligence (CDD), enhanced due diligence (EDD), and sanctions screening processes.
• Experience within banking, financial services, fintech, or regulatory environments.

TCS Employee Benefits Summary:

• Discretionary Annual Incentive.
• Comprehe nsive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
• Family Support: Maternal & Parental Leaves.
• Insurance Options: Auto & Home Insurance, Identity Theft Protection.
• Convenience & Professional Growth: Commuter Benefits & Certification & Training Reimbursement.
• Time Off: Vacation, Time Off, Sick Leave & Holidays.
• Legal & Financial Assistance: Legal Assistance, 401K Plan, Performance Bonus, College Fund, Student Loan Refinancing.

Salary Range: $60,000 - $80,000 per year

Location

Lowellville, OH

Function

BUSINESS PROCESS SERVICES

Role

Analyst

ID

435220

Skills

Know Your Customer

Salary Range

$60,000 - $80,000

Desired Candidate Profile

Qualifications

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