Analytical Underwriter — Risk, Credit & Lending Decisions

OneMain Financial; Phoenix (AZ); On-site; USD 50,000 - 70,000; Full time

Benefits offered by this job

Health and well-being options including medical, dental, and vision insurances

Up to 4% matching 401(k)

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off (15 days vacation per year)

Paid sick leave

11 Paid holidays

Paid volunteer time (3 days per year)

Job summary

OneMain Financial is looking for an Underwriter to review and evaluate loan applications and assess customer creditworthiness. The role requires strong analytical and decision-making abilities in a fast-paced environment.

Responsibilities include balancing risk and profitability while ensuring compliance with company policies. This position offers health benefits, a 401(k), and paid time off including sick leave and holidays.

Qualifications

• Strong analytical, problem-solving, and decision-making skills.
• Ability to exercise sound judgment and work independently.
• Ability to adapt to changing priorities in a fast-paced environment.

Responsibilities

• Review and evaluate loan applications and credit information.
• Analyze customer financial information to assess creditworthiness.
• Balance risk, profitability, and customer experience while adhering to policies.
• Communicate decisions clearly with internal teams and partners.
• Identify potential fraud risks and escalate concerns.
• Manage multiple priorities while maintaining quality.

Skills

Analytical skills

Problem-solving skills

Decision-making skills

Attention to detail

Organizational skills

Education

High School Diploma or GED

Bachelor's degree (preferred)

Job description

OneMain Financial is looking for an Underwriter to review and evaluate loan applications and assess customer creditworthiness. The role requires strong analytical and decision-making abilities in a fast-paced environment.

Responsibilities include balancing risk and profitability while ensuring compliance with company policies. This position offers health benefits, a 401(k), and paid time off including sick leave and holidays.