Analyst, Specialty Underwriting and Portfolio Management – FIG

Jobtailor; Illinois; On-site; USD 65,000 - 90,000; Full time

Job summary

Jobtailor in the United States seeks a professional to perform financial and collateral analysis, prepare reporting on performance trends and industry data, and monitor borrower compliance with loan terms.

You will own a portfolio with minimal guidance, escalate and resolve issues with other teams, and write loan modification memos under supervision while supporting internal reporting and data integrity in COF systems.

Qualifications

• Bachelor's degree or military experience required.
• At least 2 years of experience in financial analysis, budgeting or financial modeling.
• Previous experience in banking, commercial finance or asset management.
• Formal training in credit risk management.
• Strong analytical and technology aptitude.
• Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates.
• Advanced Excel skills.
• Capital One will not sponsor a new applicant for employment authorization for this position.

Responsibilities

• Perform financial and collateral analysis.
• Prepare reporting on performance trends, key indicators and industry-specific data.
• Monitor and enforce ongoing Borrower compliance with loan terms and documentation.
• Ensure Borrower compliance with financial and portfolio covenants and reporting requirements.
• Own a portfolio of existing customers with minimal guidance.
• Escalate and resolve problem accounts with other teams and specialists.
• Build relationships across functions and businesses.
• Complete annual reviews and non-material modifications independently and on time.
• Write and prepare loan modification documents and credit approval memos for existing clients, with supervision.
• Shadow senior underwriters reviewing and negotiating legal documentation.
• Review and approve periodic Borrowing Bases and advance requests.
• Facilitate internal and external portfolio reporting.
• Apply Bank policies and procedures and stay current on compliance regulations and changes.
• Ensure data integrity in COF commercial loan systems.
• Understand and promote bank products.
• Maintain and promote client relationships.

Skills

Financial Analysis

Credit Risk Management

Advanced Excel

Client Relationship Management

Compliance Monitoring

Analytical Aptitude

Clear Communication

Problem Resolution

Relationship Building

Team Collaboration

Education

Bachelor's Degree

Military Experience

Tools

COF Commercial Loan Systems

Job description

Perform financial and collateral analysis
Prepare reporting on performance trends, key indicators and industry-specific data
Monitor and enforce ongoing Borrower compliance with loan terms and documentation
Ensure Borrower compliance with financial and portfolio covenants and reporting requirements
Own a portfolio of existing customers with minimal guidance
Escalate and resolve problem accounts with other teams and specialists
Build relationships across functions and businesses
Complete annual reviews and non-material modifications independently and on time
Write and prepare loan modification documents and credit approval memos for existing clients, with supervision
Shadow senior underwriters reviewing and negotiating legal documentation
Review and approve periodic Borrowing Bases and advance requests
Facilitate internal and external portfolio reporting
Apply Bank policies and procedures and stay current on compliance regulations and changes
Ensure data integrity in COF commercial loan systems
Understand and promote bank products
Maintain and promote client relationships

Requirements

• Bachelor's Degree or Military Experience
• At least 2 years of experience in financial analysis, budgeting or financial modeling
• Previous experience in banking, commercial finance or asset management
• Formal training in credit risk management
• Strong analytical and technology aptitude
• Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates
• Advanced Excel skills
• Capital One will not sponsor a new applicant for employment authorization for this position

Core Competencies

Demonstrates expertise in financial analysis, compliance monitoring, and relationship management while ensuring adherence to banking policies and procedures. Proficient in preparing performance reports and loan documentation with a strong focus on data integrity and client communication.

Highest-signal resume keywords

• Financial Analysis
• Credit Risk Management
• Advanced Excel Skills
• Client Relationship Management
• Compliance Monitoring

Hard Skills

• Financial Analysis
• Collateral Analysis
• Budgeting
• Financial Modeling
• Loan Modification Documentation
• Performance Reporting
• Data Integrity
• Portfolio Management
• Borrower Compliance
• Credit Approval Memos

Soft Skills

• Analytical Aptitude
• Clear Communication
• Problem Resolution
• Relationship Building
• Team Collaboration

Industry Keywords

• Banking
• Commercial Finance
• Asset Management
• Compliance Regulations
• Portfolio Covenants

Tools & Technologies

• COF Commercial Loan Systems