Analyst, Investor Rept Sr

Freedom Mortgage; Moorestown Township (NJ); Remote; USD 75,000 - 110,000; Full time

Job summary

Freedom Mortgage in Moorestown, New Jersey is seeking an Analyst, Investor Rept Sr to prepare and reconcile monthly investor reports and remittances, and to process cash movements while responding to internal and external inquiries related to investor reporting.

Strong analytical skills, attention to detail, and familiarity with FNMA/Freddie Mae reporting and tools like Fiserv or Business Objects are essential. This remote role supports audits, training, and ongoing investor communications.

Qualifications

• Bachelor’s Degree from a Four (4) year College or University; or one (1) to two (2) years related experience and/or training; or equivalent combination of education and experience.
• Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1,2 and 3
• Strong analytical skills with an excellent math aptitude
• Strong attention to detail
• Experience with Fiserv, Business Objects, or Monarch is a plus

Responsibilities

• Analyze system cutoff activity based on the remittance’s methodology.
• Perform pool to security reconciliations and test of expected cash analysis. Quantify overages and shortages and take steps to clear variances.
• Prepare reports and remit funds associated with the monthly loan activity to the investors.
• Monitor P&I custodial accounts to ensure no overdrafts occur and advance funds if needed.
• Manage relationships with GSE and non GSE representatives as it relates to servicing and investor reporting.
• Balance scheduled/scheduled, actual/actual, or scheduled/actual loan level and pool level portfolios, reporting monthly balances and remittances according to investor guidelines.
• Be aware of new publications published by All Regs and update investor reporting policies and procedures to comply with the new requirements.
• Research and clear cash adjustments before they become aged.
• Handle daily inquiries from internal departments as it relates to investor reporting functions.
• Respond timely to Investor inquiries or requests.
• Prepare requested documentation for any internal or external audits.
• Process loan transfers and portfolio reconciliations for acquired loans.
• Provide requested data for any loans being service released.
• Assist in training new hires when needed.
• Identify and target key investor-related issues for research, analysis, and resolution preparing summary reports of findings.
• Perform investor functionality testing in the service bureau system as needed.
• Special projects as assigned.
• Maintain regularand punctualattendance.

Skills

Analytical skills

Attention to detail

Math aptitude

Problem solving

Communication

Education

Bachelor’s Degree

Tools

Fiserv

Business Objects

Monarch

Job description

Freedom Mortgage

Moorestown, New Jersey, United States of America

Operations

Full time

Remote

Summary

The Analyst, Investor Rept Sr is responsible for preparing and reconciling monthly investor reports and remittances, processing cash movements and responding to internal and external inquires related to investor reporting.

Essential Job Functions

• Perform analysis of system cutoff activity based on the remittance’s methodology
• Perform pool to security reconciliations and test of expected cash analysis . Quantify overages and shortages and take appropriate steps to clear variances
• Prepare reports and remit funds associated with the monthly loan activity to the investors
• Monitor P&I custodial accounts to ensure no overdrafts occur and advances funds if needed
• Manage relationships with GSE and non GSE representatives as it relates to servicing and investor reporting
• Balance scheduled/scheduled, actual/actual, or scheduled/actual loan level and pool level portfolios, reporting monthly balances and remittances according to investor guidelines
• Be aware of new publications published by All Regs and update investor reporting policies and procedures to comply with the new requirements
• Research and clear cash adjustments before they become aged
• Handle daily inquiries from internal departments as it relates to investor reporting functions
• Respond timely to Investor inquiries or requests
• Prepare requested documentation for any internal or external audits
• Process loan transfers and portfolio reconciliations for acquired loans
• Provide requested data for any loans being service released
• Assist in training new hires when needed
• Identify and target key investor-related issues for research, analysis, and resolution preparing summary reports of findings
• Perform investor functionality testing in the service bureau system as needed
• Special projects as assigned
• Maintain regularand punctualattendance.

Other Related Duties

• Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1,2 and 3
• Strong analytical skills with an excellent math aptitude
• Strong attention to detail
• Experience with Fiserv, Business Objects, or Monarch is a plus
• Performs other related duties as assigned.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

Education and/or Experience

Bachelor’s Degree from a Four (4) year College or University; or one (1) to two (2) years related experience and/or training; or equivalent combination of education and experience.

Language Skills

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Mathematical Skills

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Reasoning Ability

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Certificates, Licenses, Registrations

None required

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms. The employee must occasionally lift and/or move up to 25 pounds.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.

Equal Employment Opportunity

Freedom Mortgage is committed to providing equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws.

Americans with Disabilities Act

Applicants as well as employees who are or become disabled must be able to satisfactorily perform the essential job functions of the position either with or without reasonable accommodation. Applicants as well as employees are encouraged to meet with Human Resources as the organization shall review reasonable accommodations on a case-by-case basis in accordance with applicable law.

Job Responsibilities

The following statements reflect the general duties and responsibilities considered necessary to perform the essential functions of the job and should not be considered as an all-inclusive list of all the work requirements of the position. Freedom Mortgage Corporation may change the specific job duties with or without prior notice based on the needs of the organization.

Equal employment opportunity, including veterans and individuals with disabilities.