Analyst-Government, Nonprofit, & Institutions

Texas-Capital-Bank; Dallas (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health insurance

401K match

Paid time off

Paid holidays

Wellness program

Job summary

Texas Capital Bank seeks an analytical Corporate Banking Analyst II to support underwriting and client engagement within the Corporate & Investment Banking group. You will review financials, prepare spreads, and help craft credit memos while researching prospects and maintaining Salesforce records.

You will collaborate with Senior Bankers, assist with quarterly portfolio reviews, and contribute to the closing process. A degree in business and 1.5–2.5 years of experience are preferred.

Qualifications

• Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.) is required.
• 1.5–2.5 years of experience in Banking or related field preferred.
• Extraordinary motivation and initiative.
• Effective teamwork and collaboration in a fast-paced environment.
• Strong writing, interpersonal and communication skills are essential.
• Solid analytical skills: data analysis, financial modeling, and problem solving.
• Knowledge of Credit Underwriting (cash flow models and underwriting packages).
• Familiarity with Salesforce and MS Office for reporting and presentations.

Responsibilities

• Review financial statements and prepare financial spreads for credit opportunities.
• Assist Associates with diligence lists and meeting prep.
• Prepare credit approval memos covering underwriting aspects.
• Research new prospect opportunities as directed.
• Monitor pipeline from prospecting to closing and create pitch books.

Skills

Motivation & initiative

Team player

Written & verbal communication

Analytical thinking

Organizational skills

Credit underwriting knowledge

Banking product knowledge

Salesforce proficiency

Education

Bachelor’s degree in business (Finance, Accounting, Real Estate, etc.)

Tools

Salesforce

Excel

PowerPoint

Outlook

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow.While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships.Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO).Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.Brief Overview of PositionA Corporate Banking Analyst II is an early-career position within the Corporate & Investment Banking Government, Nonprofit, & Industries group. This role will report to the Staffing Manager and will support colleagues in delivering best-in-class experiences and comprehensive financial solutions to clients and prospects.We are seeking qualified candidates with a passion for a long-term career in banking and the following core competencies.ResponsibilitiesResponsible for the initial review of financial statements and complete financial spreads for new and existing credit opportunities.Assist Associates prepare diligence lists and questions prior to meetings.Prepare credit approval memos for new and existing clients on all aspects of underwriting – this could include, but is not limited to, financial modeling, company and industry analysis, etc.Research new prospect opportunities as directed by Senior Coverage Bankers.Monitor transactions in the pipeline from prospecting phase through closing.Create pitch books and executive summaries prior to client and prospect calls.Participate in client and prospect calls with Senior Bankers including taking notes and maintaining Salesforce records.Support Portfolio Managers with quarterly portfolio reviews, the closing process and various credit projects.Coach and mentor Banking Analyst I colleagues.QualificationsBachelor’s degree in business (Finance, Accounting, Real Estate, etc.) or other relevant degree.1.5 to 2.5 years of experience in Banking, Commercial Banking preferred or other relevant experience.Extraordinary levels of motivation and initiative.Effective team player with ability to work in a fast-paced, highly collaborative environment.Exceptional writing, interpersonal and communication skills.Strong analytical skills - critical thinking, data and information analysis, research, and problem solving.Strong organizational and time management skills.Knowledge and application of Credit Underwriting (i.e., cash flow models, financial spreads, and credit packages).Knowledge of banking suite of products and services.Ability to input and produce reports, correspondence and presentations using Salesforce and Microsoft Office including Outlook, Excel and PowerPoint etcAbility to manage competing priorities on concurrent projects.The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.