Analyst - Commercial Banking

CIBC; Denver (CO); On-site; USD 66,000 - 89,000; Full time

Job summary

CIBC US in Denver seeks candidates for the Commercial Banking Training Program, following initial training in Chicago. The program builds skills in credit analysis, financing, treasury management and product knowledge, with placement on the Denver Commercial Banking team upon completion.

You will gain real-world experience alongside seasoned bankers, preparing credit requests and covering various lending groups. Start is early July 2027, with full-time employment and benefits.

Qualifications

• College degree required, with minimum of two accounting classes.
• Minimum GPA of 3.0 preferred.
• Detail-oriented.
• Ability to work individually and within teams.
• Critical thinking, writing and analytical skills with strong interpersonal skills.
• Work ethic, commitment to clients, employees and the communities we serve.
• Proficiency in MS Excel and Word required.
• Analytical skills and spreadsheet experience with Moody's is a plus.

Responsibilities

• Underwrite credit transactions for all lines of business.
• Analyze financial information and statements.
• Analyze and identify risks associated with various commercial loans – Preparation of credit requests.
• Assist with other risk management and product initiatives.

Skills

Banking

Commercial Banking

Lending

Education

Bachelor's degree

Accounting coursework

Tools

MS Excel

MS Word

Moody's Analytics

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

This position is specifically for our Denver, Colorado Commercial Banking team (after the first three months of the Training Program in Chicago, Illinois). The Commercial Banking Training Program, based in Chicago, Illinois, is a key component to the development of our Commercial Banking team at CIBC. Growing and developing top talent is one of our corporate values. It is the launching pad for a career in providing high-quality commercial banking services to middle market companies.

The Program:

Classroom phase: accounting, finance, credit analysis, business writing, financial modeling, relevant computer skills

Practical experience: with lending groups across the bank such as general commercial, commercial real estate, health care, construction and engineering, security alarm, private banking, and for-profit education.

Placement: Upon completion of the above program, placement on the Commercial Banking team in Denver, Colorado.

The program is designed to provide you with the skills you will need throughout your professional career, including sales, learning how to build your professional brand, and negotiation training. At the same time, you will gain real-world experience working alongside seasoned commercial middle market bankers. You will gain in-depth product knowledge in the areas of financing, treasury management, private banking, foreign exchange and derivatives. Individuals in the program are full-time employees and eligible for company benefits. During their first 24 months of employment, we will dedicate our time to training.

What You'll Be Doing:

This individual will play a key role in the preparation of credit requests and provide support to relationship managers.

Essential duties include:

• Underwrite credit transactions for all lines of business
• Analyze financial information and statements
• Analyze and identify risks associated with various commercial loans - Preparation of credit requests
• Assist with other risk management and product initiatives

How You'll Succeed:

You love to learn. You're passionate about growing your knowledge. You have a strong sense of curiosity. You act like an owner. You thrive when you're empowered to take initiative, go above and beyond, and deliver results. You embrace and advocate for change. You continuously evolve your thinking and the way you work to deliver your best.

Leveraging technology - Become a technology expert. Share your knowledge by introducing clients to our mobile banking applications, enabling them to better manage their banking needs.

Who You Are:

• College degree required, with minimum of two classes of accounting
• Minimum GPA of 3.0 preferred
• Detail-oriented
• Ability to work individually and within teams
• Critical thinking, writing and analytical skills combined with strong interpersonal skills
• Work ethic, commitment to clients, employees and the communities we serve
• Proficiency in MS Excel and Word required.
• Analytical skills and spreadsheet experience with a spreading software program like Moody's is a plus

The anticipated start date for the Commercial Banking Training Program is early July 2027.

What CIBC Offers At CIBC:

At CIBC, we offer a competitive total rewards package. This role has an expected salary of $77,500 for the market based on experience, qualifications, and location of the position. The successful candidate may be eligible to participate in the relevant business unit’s incentive compensation plan, which may also include a discretionary bonus component.

CIBC offers a full range of benefits and programs to meet our employee’s needs; including Medical, Dental, Vision, Health Savings Account, Life Insurance, Disability, and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays and 401(k), in addition to other special perks reserved for our team members.

This position does not offer visa sponsorship.

California residents — your privacy rights regarding your actual or prospective employment

*Subject to plan and program terms and conditions

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]

You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, MS Office). Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location CO-Denver, 1550 Wewatta St Ste 520

Employment Type Regular

Weekly Hours 40

Skills Banking, Commercial Banking, Lending

At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.