AML Testing Compliance Specialist

SoFi; United States; On-site; USD 105,000 - 198,000; Full time

Job summary

SoFi is seeking a knowledgeable AML Testing Compliance Specialist to join their ICT team. This role is pivotal in executing compliance testing under the Bank Secrecy Act/Anti-Money Laundering framework. The successful candidate will need substantial experience in compliance and risk management in the financial sector, along with strong analytical and communication skills. Join SoFi and contribute to a significant impact in the financial services industry.

Qualifications

• 6-10 years of experience in compliance testing or auditing in financial services.
• Experience managing teams or projects in compliance or risk.
• Strong working knowledge of BSA/AML compliance.

Responsibilities

• Lead testing engagements related to BSA/AML and sanctions.
• Complete testing activities and document results.
• Manage testing projects and timelines across teams.

Skills

Knowledge of U.S. banking laws

Compliance testing

Risk management

Team management

Data analysis

Communication

Education

Bachelor’s degree

Job description

This range is provided by SoFi. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$105,600.00/yr - $198,000.00/yr

Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role:

As an AML Testing Compliance Specialist within the ICT team, you will execute risk-based compliance testing—focusing on transactions, controls, and outcomes—under the guidance of the AML Testing Compliance Director. This role supports independent monitoring of Bank Secrecy Act/Anti-Money Laundering (BSA/AML) and sanctions-related risks and controls across the SoFi enterprise, including SoFi Bank, N.A.

The ideal candidate will bring deep knowledge of U.S. banking laws and regulations, particularly those related to BSA/AML and sanctions, along with prior experience managing teams or projects in a compliance or risk setting.

What you'll do:

• Lead testing engagements related to BSA/AML and sanctions in accordance with ICT program methodology and procedures
• Complete testing activities and reporting within established timeframes and in alignment with the annual test plan
• Analyze data from multiple sources and document testing results clearly and systematically
• Prepare thorough, well-organized work papers in compliance with department standards
• Identify, classify, and track findings; work with business owners on remediation efforts and perform validation reviews to confirm resolution
• Assist in tracking identified issues and corrective action plans to ensure timely and effective remediation
• Manage or coordinate testing projects and timelines across teams, ensuring accountability and timely delivery of results
• Build strong working relationships with key stakeholders, including business leaders, risk and compliance partners, and internal audit teams
  
  
  

What you'll need:

• Bachelor’s degree required
• 6–10 years of experience in compliance testing or auditing within the financial services or banking sector
• Demonstrated experience managing teams or projects, preferably in a compliance, audit, or risk function
• Strong working knowledge of U.S. banking regulations, with particular expertise in BSA/AML and sanctions compliance
• Excellent verbal and written communication skills; able to communicate effectively at all organizational levels with professionalism and diplomacy
• Outstanding organizational skills and ability to manage multiple projects and priorities independently in a fast-paced environment
• Proactive, self-motivated approach with a strong sense of ownership and the ability to dive into the details as needed
  
  
  

Compensation And Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [e-mail].

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

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