AML/KYC Analyst & High‑Risk Investigations

BCB Bancorp, Inc.; Bayonne (NJ); On-site; USD 65,000 - 75,000; Full time

Job summary

BCB Bancorp, Inc. is seeking a BSA Analyst in Bayonne, NJ. The role focuses on identifying and mitigating high‑risk customer relationships and transactions to ensure full AML/KYC compliance. You will conduct in‑depth investigations, review activity, and file SARs to prevent illicit activities.

The position requires strong knowledge of BSA, PATRIOT Act, AML regulations, OFAC, and experience with regulatory reporting and audits. Travel to branches and training sessions may be required.

Qualifications

• Strong, foundational understanding of the Bank Secrecy Act (BSA), PATRIOT Act, AML regulations and OFAC requirements.
• Experience identifying, reviewing and mitigating high‑risk customer activity related to AML/KYC.

Responsibilities

• Analyze system-generated alerts for suspicious activity including structuring and money laundering.
• Review KYC and CDD documentation for accuracy and current beneficial ownership.
• Review and validate risk ratings for high‑risk customers.
• Prepare and submit SARs and CTRs to FinCEN.
• Maintain detailed records of investigations for regulatory exams and audits.
• Ensure compliance with BSA, PATRIOT Act and OFAC sanctions.

Skills

AML/KYC knowledge

Analytical skills

Investigative skills

Communication skills

Job description

BCB Bancorp, Inc. is seeking a BSA Analyst in Bayonne, NJ. The role focuses on identifying and mitigating high‑risk customer relationships and transactions to ensure full AML/KYC compliance. You will conduct in‑depth investigations, review activity, and file SARs to prevent illicit activities.

The position requires strong knowledge of BSA, PATRIOT Act, AML regulations, OFAC, and experience with regulatory reporting and audits. Travel to branches and training sessions may be required.