AML & BSA Analyst — SAR & KYC Review

Bcb-Community-Bank; Bayonne (NJ); On-site; USD 65,000 - 75,000; Full time

Job summary

Bcb-Community-Bank is hiring a BSA Analyst in Bayonne, NJ. The role focuses on identifying and mitigating high‑risk relationships and transactions to maintain AML/KYC compliance.

You will conduct deep-dive investigations, review customer activity, and prepare SARs/CTRs to protect the bank from illicit activity. The position requires strong knowledge of BSA/AML regulations and excellent analytical and communication skills.

Qualifications

• Strong understanding of the Bank Secrecy Act (BSA), PATRIOT Act, AML regulations.
• Experience with Know Your Customer (KYC) and Customer Due Diligence (CDD) documentation.
• Ability to analyze system alerts for suspicious activity and conduct deep-dive investigations.
• Excellent written and verbal communication and interpersonal skills.

Responsibilities

• Analyze system-generated alerts for suspicious activity such as structuring, money laundering, unusual wire transfers, or rapid movement of funds.
• Review KYC and CDD documentation for accuracy and currency of beneficial ownership information.
• Review and validate risk ratings for high-risk customers and relationships.
• Prepare, draft, and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs) with FinCEN.
• Maintain detailed, accurate records of investigations to satisfy regulatory exams and audits.
• Ensure compliance with the Bank Secrecy Act, USA PATRIOT Act, and OFAC sanctions.
• Manage complaints and alerts, ensuring reports to regulatory authorities adhere to AML laws.

Skills

Analytical skills

Investigative skills

Communication skills

Job description

Bcb-Community-Bank is hiring a BSA Analyst in Bayonne, NJ. The role focuses on identifying and mitigating high‑risk relationships and transactions to maintain AML/KYC compliance.

You will conduct deep-dive investigations, review customer activity, and prepare SARs/CTRs to protect the bank from illicit activity. The position requires strong knowledge of BSA/AML regulations and excellent analytical and communication skills.