AML Investigations Lead for Fintech & Automation

Socket.dev; New York (NY); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Flexible PTO

Health and wellness stipend

Relocation expense coverage to NYC or

Office lunch, snacks, drinks

Job summary

Ramp is seeking an experienced AML investigator to join its Financial Crimes Compliance team. You will lead investigations of escalated alerts, draft SARs/UARs, and guide risk-based decisions on account actions.

You’ll collaborate with Product, Engineering, Design, and Data to build scalable, AI-enabled processes while expanding into sanctions and due diligence workflows. This fast-paced fintech role requires deep AML knowledge, regulatory reporting capability, and a builder mindset to improve

Qualifications

• Minimum 5 years of experience in BSA/AML advisory or operations, with at least 2 years in BSA/AML investigations
• Demonstrated experience drafting and filing SARs and making recommendations to leadership on account actions such as offboarding or risk acceptance
• At least 1 year of experience conducting secondary or peer reviews of financial-crimes investigations
• Deep knowledge of money-laundering and terrorist-financing typologies, with the ability to apply that knowledge to Ramp’s products
• Demonstrated experience improving financial-crimes processes, procedures, controls, tooling, training, or quality standards
• AI fluency, including the ability to design repeatable, validated multi-step AI-assisted workflows
• Prior Fintech experience

Responsibilities

• Lead comprehensive investigations of escalated transaction-monitoring alerts and internal referrals, maintaining case documentation and defensible risk-based decisions
• Recommend account actions or restrictions based on financial crimes risk and present findings to leadership
• Draft and file SARs and prepare partner reporting with clear, evidence-based narratives
• Conduct secondary and peer reviews to improve quality and consistency
• Identify and drive improvements to investigation workflows, procedures, and tooling
• Partner with Compliance, Risk, PEDD, and Operations to build scalable workflows and AI-enabled capabilities
• Flex into sanctions, PEPs, customer due diligence, and enhanced due diligence as needed

Skills

BSA/AML knowledge

Investigations

AI fluency

Fintech experience

Regulatory reporting

Job description

Ramp is seeking an experienced AML investigator to join its Financial Crimes Compliance team. You will lead investigations of escalated alerts, draft SARs/UARs, and guide risk-based decisions on account actions.

You’ll collaborate with Product, Engineering, Design, and Data to build scalable, AI-enabled processes while expanding into sanctions and due diligence workflows. This fast-paced fintech role requires deep AML knowledge, regulatory reporting capability, and a builder mindset to improve