AML Financial Crime Risk Investigative Analyst (US)

TD; Mount Laurel Township (NJ); On-site; Full time

Job summary

An established industry player is seeking an AML Financial Crime Risk Investigative Analyst to join their dynamic team in Mount Laurel Township. This role involves assessing incoming alerts for potential financial crimes and providing critical analysis to support investigations. With a focus on compliance and risk management, you'll play a vital part in safeguarding the bank's integrity. You'll enjoy a supportive work environment that emphasizes growth opportunities and skill development. If you're passionate about making a difference in financial crime prevention and eager to contribute to a leading financial institution, this is the perfect opportunity for you.

Benefits

Health and Well-being Benefits

Savings and Retirement Programs

Paid Time Off

Career Development Opportunities

Banking Benefits and Discounts

Qualifications

• 1+ year of experience in financial crime investigation or related field.
• Undergraduate degree preferred for analytical roles.

Responsibilities

• Assess and prioritize incoming alerts for financial crime investigations.
• Provide analysis and data support for case preparation.
• Ensure compliance with regulatory reporting requirements.

Skills

Financial Crime Investigation

Data Analysis

Knowledge of Bank Procedures

Risk Assessment

Education

Undergraduate Degree

Job description

AML Financial Crime Risk Investigative Analyst (US)

AML Financial Crime Risk Investigative Analyst (US)

Work Location: Mount Laurel, New Jersey, United States of America

Hours: 40

Pay Details: $23.25 - $39.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD.

Line of Business: Financial Crime Risk Management

Job Description:

The Financial Crime Risk Investigative Analyst assesses and/or adjudicates and prioritizes incoming alerts and/or investigation requests to determine whether further investigation is required and completes appropriate workflows. Provides analysis and/or data/evidence gathering support for cases. Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.

Depth & Scope:

• Accountable for basic review of incoming files and initial analysis for case preparation and completion
• Makes judgment call on whether an investigation should take place
• Solid understanding of Bank policy and procedures for own area
• First level professional role with focus on performing support within well-defined parameters as directed
• Time horizon and nature of work is short-term focused daily/weekly to monthly
• Provides standard reporting and/or analysis as directed
• Requires basic knowledge of the community/environment function
• Understands key business and functional drivers and processes in the context of their own work
• Generally, works within well-defined parameters under the direction of management and/or senior analysts

Education & Experience:

• 1+ year of experience
• Undergraduate degree preferred

Customer Accountabilities:

• Responds to reports of financial crime activities from within TDBG sources and/or external parties and ensures appropriate areas (internally and/or externally) are made aware of situations requiring further attention
• Reviews all incoming incidents and filters investigations for financial crime or non-criminal nature and forwards on to the appropriate area
• Assesses and contains immediate risk (monetary and brand image) based on incoming information
• Supports risk containment process by making policy/procedural recommendations where applicable
• Acquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activity
• Ensures reporting is filed in accordance with regulatory requirements
• Assists with the preparation and presentation of AML, Sanctions/ABAC & Financial Crime training material

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet service level requirements for service and productivity
• Contributes to work streams in small to medium sized projects/initiatives, following project protocols
• Prepares data/information for reporting at the functional or enterprise level
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
• Monitors service, productivity and assesses efficiency levels within own function
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and others
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite

Employee/Team Accountabilities:

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

Additional Information:

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Accommodation

If you are an applicant with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at [e-mail] . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health.