AML Expert, Process Excellence

Bybit; United States; On-site; USD 120,000 - 190,000; Full time

Benefits offered by this job

Study Growth Fund

Internal Events

Global Collaboration

Career Advancement

Internal Mobility

Job summary

Bybit, a leading crypto exchange, seeks an AML/CTF professional for the second line of defense. You will bridge regulatory expectations with operational reality, owning improvements to processes and controls across AML/CTF activities.

You will challenge first-line teams with evidence-based findings, drive measurable enhancements, and support regulatory examinations to strengthen Bybit's risk posture.

Qualifications

• 7+ years hands-on AML/CTF experience in 1LoD and 2LoD environments.
• Proven track record of identifying process failures and driving improvements in AML/compliance.
• Knowledge of AMLD IV/V/VI, FATF, and EBA AML/CTF guidelines.

Responsibilities

• Map and assess end-to-end AML/CTF processes (CDD, transaction monitoring, screening, SAR, ODD).
• Translate findings into prioritised improvement proposals with risk rationale and owners.
• Challenge first-line teams with evidence-based positions while maintaining regulatory alignment.
• Act as internal SME on AML/CTF requirements and global best practices.
• Track implementation of process changes to completion and escalate when needed.
• Support regulatory exams, internal audits, and third-line reviews with documented input.
• Contribute to AFC risk assessment by surfacing process-level gaps.

Skills

AML/CTF experience

Regulatory awareness

Stakeholder influence

Education

CAMS

ICA Diploma

Job description

About Us

Established in 2018, Bybit is one of the world’s leading cryptocurrency exchanges and digital financial platforms, serving over 80 million users across more than 200 countries and regions. Powered by world-class technology and a user-first mindset, Bybit delivers a seamless ecosystem across trading, payments, wealth management, custody, institutional services, and Web3 — connecting users to the future of digital finance.

Our core values define how we build. We listen, care and improve to create products and experiences that put users first. Backed by a global team of ambitious builders, problem-solvers, and innovators, we foster a high-performance and fast-moving environment where talent is empowered to drive real impact at the global scale. Supported by 24/7 multilingual customer service and a strong commitment to innovation, we are shaping the future of finance through technology, collaboration, and bold execution.

Today, Bybit is recognized as one of the most trusted and transparent platforms in the digital asset industry, continuing to expand its global presence while building the infrastructure for the next generation of financial services.

Role Summary

We are looking for a sharp, operationally minded AML professional to sit within our second line of defence function. This role exists to bridge the gap between regulatory expectation and operational reality: you will hold deep AML/CTF subject matter expertise and use it to systematically identify where processes fall short — through inefficiency, control gaps, or design flaws — and drive them to a measurably better state. You will challenge the first line with authority, propose solutions with precision, and own the outcome.

Key Responsibilities

• Map and critically assess existing AML/CTF processes end-to-end — CDD, transaction monitoring, screening, SAR, ongoing due diligence — identifying inefficiencies, control weaknesses, duplication, and regulatory exposure.
• Translate findings into structured, prioritised improvement proposals with clear risk rationale, implementation path, ownership, and measurable success criteria.
• Challenge first-line operational teams constructively but rigorously; hold them accountable to regulatory standards and internal policy without becoming an operational bottleneck.
• Act as internal subject matter authority on AML/CTF regulatory requirements and Global best practices; ensure process design decisions are grounded in current regulatory expectation.
• Track implementation of agreed process improvements through to completion; monitor whether changes deliver the intended effect and escalat where they do not.
• Support regulatory examinations, internal audits, and third-line reviews by providing clear, well-evidenced process documentation and subject matter input.
• Contribute to the AFC risk assessment cycle by surfacing process-level control gaps as input to the overall AML/CTF risk picture.

What You Bring

• 7+ years of hands‑on AML/CTF experience, with significant exposure to both operational (1LoD) and oversight (2LoD) environments — you understand how processes actually run, not just how they are documented.
• Demonstrable track record of identifying process failures and driving material, measurable improvements in an AML or compliance context.
• Strong working knowledge of AMLD IV/V/VI, FATF Recommendations and EBA AML/CTF Guidelines.
• Structured analytical approach: able to decompose a complex process, identify the critical failure point, and communicate it clearly to both technical and non-technical audiences.
• Credible and direct: comfortable challenging senior stakeholders and first-line management with evidence-based positions.
• Experience in a regulated payments, crypto-asset, or fintech environment preferred.
• CAMS, ICA Diploma, or equivalent AML qualification an advantage.

What Good Looks Like in This Role

• Processes you review come out measurably more efficient, better controlled, and more defensible to a regulator than when you found them.
• The first line treats your findings as valuable input, not bureaucratic overhead — because your recommendations are specific, practical, and grounded in operational reality.
• When the regulator or internal audit asks how a process works and why it is designed that way, there is a clear, documented answer that traces back to your work.

Why Join Us

At Bybit, we are committed to fostering a supportive and enriching work environment.
Our benefits include:
- Study Growth Fund: We support your professional development and continuous learning.
- Internal Events: Participate in regular team-building activities, workshops, and events designed to promote collaboration and innovation.
- Global Collaboration: Be part of a diverse, international team, working alongside colleagues from around the world.
- Career Advancement: Access opportunities for growth and advancement within a rapidly expanding global company.
- Internal Mobility: Grow with us- Your long-term development is important to us. We offer internal job opportunities to help build your career path.