AML/CFT Analyst Temporary

Mission Bank; Bakersfield (CA); On-site; USD 57,859,000 - 71,635,000; Full time

Job summary

Mission Bank in Bakersfield is seeking an AML/CFT Analyst Temp to support the BSA/AML program and investigations. The role is full-time and expected to last 3 to 6 months, with compensation around $22 per hour depending on experience.

The analyst will assist with alert monitoring, SAR workflows, CTRs, and OFAC checks while ensuring strict adherence to regulatory requirements and bank policies.

Qualifications

• 2 years banking experience.
• Strong knowledge of BSA/AML and OFAC.
• Proficient in MS Excel and data analysis.
• Excellent written and verbal communication.

Responsibilities

• Assist with alert workload and monitor suspicious patterns and SAR investigations.
• Conduct enhanced due diligence reviews with documentation and risk assessment.
• Perform 90-day SAR follow-up reviews and determine continuation.
• Assist in preparation and submission of CTRs within 15 days.
• Ensure identification and adherence to BSA program including CIP, CDD/EDD, OFAC.
• Maintain current BSA files and support MLR reporting and OFAC monitoring.

Skills

Data analysis

Research ability

Communication skills

Time management

Independent working

BSA/AML knowledge

Tools

Excel

Job description

We are seeking an AML/CFT Analyst Temp to join our team! The AML/CFT Analyst TEMP will assist the AML/CFT team in ensuring adherence to the BSA/AML compliance program. The position is expected to be for 3 to 6 months and is full-time in Bakersfield. The AML/CFT Analyst TEMP will be responsible for conducting BSA/AML investigations, due diligence and tracking, analyzing alerts and incidents generated for unusual activity, and assist branches affected by BSA Compliance issues & Regulatory requirements.

Essential Responsibilities, include but not limited to:

• Assist with the alert workload and the monitoring for suspicious patterns/activity and fraud, conduct suspicious activity report investigations, as well as high risk customer/account reviews, and recommend when to file and not file Suspicious Activity Reports (SARs). May assist in the filing of SARs when necessary.
• Conduct enhanced due diligence reviews which entails research, the gathering of documents, composing a well written narrative, making appropriate recommendations, and assigning appropriate risk factors.
• Perform 90-day SAR follow up reviews; recommending whether continuing activity SAR should be completed.
• Assist in the preparation and submission of all Currency Transaction Reports (CTRs) within the regulatory deadline of 15 days.
• Ensure proper identification and adherence to the Bank’s BSA Program including, but not limited to; CIP, CDD/EDD/BO, OFAC and record keeping and retention requirements.
• Ensure BSA files remain current, accurate, and well-documented.
• Assist with gathering information for the Money Laundering Risk (MLR) reporting process.
• Participate in ongoing training to maintain current knowledge of BSA/AML and OFAC regulatory requirements.
• Assist in the compliance of 314(a) and 314(b) responsibilities.
• Monitor potential OFAC matches and take appropriate action to elevate them when necessary.
• Complies with federal and state regulations and all established bank policies and procedures
• Other duties may be assigned by the AML/CFT Officer.

Experience and Skills

• 2 years banking experience
• Proficient in Microsoft Suite, including Excel
• Strong ability to analyze and synthesize large amounts of data
• Ability to conduct extensive research and apply data to improve BSA Program, preferred
• Strong knowledge of BSA compliance, preferred
• Project a businesslike professionalism
• Possess strong written/verbal communication skills as well as excellent organizational/time management skills
• Ability to work with minimal supervision while performing duties.

Target Compensation: $22 hourly, depending on experience.

Mission Bank is an Equal Opportunity Employer and with opportunities for advancement. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, age, protected veteran status, or other protected categories.