AML Analyst II

bluevineus; Salt Lake City (UT); On-site; USD 62,000 - 74,000; Full time

Benefits offered by this job

Health coverage

401K with matching

PTO & holidays

Wellness stipend

WFH stipend

Parental leave

Volunteering opportunities

Catered lunches

Job summary

Bluevine is seeking a self-motivated and analytical AML Analyst to join our Risk team in the US. In this role, you will support BSA/AML compliance initiatives, strengthen internal processes, and contribute to Bluevine's growth and success in a fast-paced environment.

The ideal candidate has 2+ years of AML experience, experience in US banking, strong data analysis skills, and attention to detail. Knowledge of Latin American AML regulations and ACAMS are a plus.

Qualifications

• 2+ years of AML compliance or investigations experience.
• Experience in US banking or financial services with AML regulations.
• Ability to analyze complex data, identify patterns, and recommend solutions.
• Knowledge of Latin American AML regulations is a plus.
• ACAMS certification is a plus.

Responsibilities

• Review and investigate unusual activity flagged by AML alerts and internal referrals.
• Evaluate red flags, validate adverse media, and analyze high-risk transaction flows.
• Prepare clear UAR narratives for partner banks.
• Maintain knowledge of AML laws, regulations, and industry best practices.
• Identify emerging risks and trends through data analysis and external tools.
• Document and expedite potentially suspicious transactions accurately.
• Conduct complex investigations involving customer activity and history.
• Support internal reporting on AML compliance matters.
• Collaborate with Fraud and Investigations teams on due diligence.

Skills

AML compliance

Data analysis

Regulatory knowledge

Attention to detail

Tools

Google Sheets

Microsoft Excel

Job description

About Bluevine

Bluevine is the largest small business banking platform in the U.S., redefining how entrepreneurs manage their money. We create modern financial solutions, from checking and lending to payments and beyond, designed to help small business owners grow, thrive, and take control of their financial future. Our best-in-class technology, advanced security, and deep understanding of the small business community give our customers the confidence to focus on what they do best.

Since 2013, we've supported more than 750,000 small businesses nationwide. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, our 500+ person global team shares one mission: to give small businesses the financial tools they need to succeed.

We're innovators driven by big ideas, collaboration, and real impact. Here, you'll have the freedom to take ownership, grow your career, and make a difference for small business owners across America. Ready to shape what's next?

About the Role

Bluevine is seeking a self-motivated and analytical AML Analyst to join our Risk team. In this role, you will support key Bank Secrecy Act (BSA) and anti-money laundering (AML) compliance initiatives, help strengthen internal processes and strategies, and contribute to the continued growth and success of Bluevine. The ideal candidate is detail-oriented, results-driven, and comfortable working in a fast-paced, evolving environment.

What You'll Do

• Review and investigate unusual activity identified through AML alerts and internal referrals by evaluating red flags, validating adverse media, and analyzing high-risk transaction activity flows.
• Apply knowledge of cash management products and correspondent banking to support comprehensive investigations.
• Prepare clear, accurate, and well-supported Unusual Activity Report (UAR) narratives for partner bank.
• Maintain current knowledge of applicable anti-money laundering laws, regulations, compliance requirements, and industry best practices.
• Identify emerging risks, trends, and patterns through data analysis and external research tools.
• Document and expedite potentially suspicious transactions or activities accurately and promptly.
• Conduct complex investigations involving customer activity, transaction history, and other relevant information.
• Support internal reporting and communication related to AML compliance matters.
• Partner with Fraud and Investigations teams to conduct AML due diligence reviews.
• Contribute to ad hoc projects focused on strengthening controls, improving processes, and increasing operational efficiency.

What We Look For

• 2+ years of experience in AML compliance or investigations.
• Experience within US banking or financial services, with strong knowledge of AML regulations, processes, and core compliance principles.
• Demonstrated ability to analyze complex data, identify patterns and potential risks, and recommend practical solutions.
• Knowledge of Latin American AML regulations and compliance frameworks is a plus.
• ACAMS certification is a plus.
• Strong organizational, problem-solving, and decision-making skills, with exceptional attention to detail.
• Excellent written and verbal communication skills, with the ability to collaborate effectively across teams.
• Ability to work independently, manage competing priorities, and adapt in a fast-paced, evolving environment.
• Proficiency in Google Sheets and Microsoft Excel.

New Hire Base Salary Range

$61,900 - $74,100 USD

Benefits & Perks (US Based ONLY)

• Excellent health coverage and life insurance benefits
• 401K with an immediate 3% company match
• PTO, Company Holidays, and Flexible Holidays
• Company-sponsored Mental Health Benefits, including 1:1 therapy
• Over $1,000 each year to spend on your personal wellness
• Monthly WFH stipends totaling over $1,000 annually
• Generous, paid parental leave covering up to 20 weeks of leave for birthing parents and up to 12 weeks of leave for all other parents
• Access to financial coaches and education sessions
• Weekly catered lunches and fully stocked kitchen pantries
• Community-based volunteering opportunities