ALM Analyst - Killeen, TX

First National Bank Texas; Killeen (TX); On-site; USD 60,000 - 85,000; Full time

Job summary

First National Bank Texas is seeking an ALM Analyst in Killeen, Texas. The role focuses on asset–liability management activities, including reconciling GL accounts and supporting ALCO and board reporting.

The position requires a finance or accounting background, strong analytical skills, and proficiency in MS Office. It offers full-time employment at FNBT with opportunities to learn risk management processes within a regional bank.

Qualifications

• Bachelor's in Finance or Accounting or an associate degree with related experience.
• Familiarity with general ledger terms and transactions.
• Proficiency with MS Office; Excel preferred; Access a plus.
• Ability to maintain confidentiality and meet deadlines.
• Strong communication, organization, and analytical skills.

Responsibilities

• Prepare and send daily confirmations for Repurchase Agreement transactions.
• Review and adjust collateral levels for Repurchase Agreement accounts.
• Conduct additional interest rate risk testing scenarios beyond standard modeling.
• Analyze market interest rate trends for deposits and treasury products.
• Backup to VP-Cash Manager and VP of ALM as needed.
• Reconcile GL accounts related to cash management and investments.

Skills

General Ledger knowledge

MS Office / Excel

Confidentiality

Communication skills

Detail oriented

Deadline driven

Team player

Background check

Age 18+

Education

Bachelors in Finance or Accounting or Associates degree with related experience

Tools

Microsoft Access

Job description

ALM Analyst

#790-29667

Location

Killeen, Texas, United States

FNBT Headquarters IH-14

901 East CTX Expressway

Position Type

Full Time

Requirements

• Bachelors in Finance or Accounting or Associates degree with experience in accounting, investments or economics.
• Must be familiar with common General Ledger terms and transactions.
• Working knowledge of Microsoft Office, with proficiency in Excel preferred. Knowledge of Access is a plus.
• Ability to maintain confidentiality
• Good communication skills
• Must be detail oriented, analytical, and organized
• Capable of meeting deadlines
• At least 18 years of age
• Must successfully pass background investigation according to company policy
• Must be able to get along with co-workers and work effectively in a team environment

Job Description

• Prepare and send daily confirmations for Repurchase Agreement transactions.
• Review and adjust collateral levels for Repurchase Agreement accounts as needed.
• Conduct additional Interest Rate Risk testing scenarios beyond the standard modeling.
• Regularly review and provide analysis on market interest rate trends for demand deposits, time deposits, and treasury management products.
• Serve as back-up to, and complete the day-to-day responsibilities of, the VP-Cash Manager as needed.
• Serve as back-up to, and complete the day-to-day responsibilities of, VP of Asset Liability Management as needed.
• Reconcile GL accounts related to cash management and investment activities.
• Assist with account activity on customer CDARS accounts, to include statement disbursement.
• Digitally store and organize reconciliations and department files.
• Record and process interest payments on CD portfolio.
• Assist with ALCO (Asset/Liability Committee) reporting, Board reporting, Fed reporting and securities transfers as needed.
• Compile and process information from internal departments and correspondent banks, gaining experience to provide essential support in completion of the daily cash management function.
• Assist with financial analytics on municipal debt issuers.
• Provide additional administrative support to department.
• Other duties as assigned.

Physical Requirements

• Must be able to remain in a sitting stationary position for extended periods of time
• Constantly operate a computer and other office machinery
• Ability to lift up to 25 pounds

FNBT is an equal opportunity employer.