ALM Analyst

Crédit Agricole SA; Northern, New York (KY, NY); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Job summary

Crédit Agricole CIB Americas seeks an ALM Analyst (VIE) for a 12‑month assignment starting 01/12/2026. The role focuses on liquidity management, funding invoicing, internal process oversight, and risk monitoring within the ALM framework across NY and global teams.

The candidate will prepare Committee materials, update policies, monitor daily limits and triggers, and support ALM colleagues in various topics, including Stress Testing and Balance Sheet activities.

Qualifications

• Master Degree in Business, Engineering or Finance.
• Experience in Financial Analysis or Banking preferred.
• Fluent in French and English.

Responsibilities

• Prepare Committee material.
• Liquidity invoicing management and tool maintenance, including assist front offices on liquidity invoicing rules and costs.
• Follow-up on internal liquidity invoicing process.
• Update policy and procedures as needed and periodically.
• Daily monitoring of all limits, alert levels and targets (Funding Dashboard).
• Liquidity Balance sheet management.
• Liquidity Stress Testing.
• Support when needed other ALM staff on various topics.

Job description

ALM Analyst

VIE

12 months

01/12/2026

Missions

The Financial Steering and ALM Division is responsible for, the following product lines: Profit and Internal Pricing (PIP), Financial Analysis, and Assets and Liabilities Management (ALM) within Crédit Agricole CIB Americas.

ALM is responsible for the monitoring and supervision of financial risks (other than market transactions), within the framework of the guidelines set by the Asset and Liability Committee (ALCO). This relates to a range of risks:

• liquidity and funding risk at more than one year

It is also responsible for prudential ratios (solvency ratios applicable to banks), particularly through: Quarterly forecasts of changes in solvency ratios; Tools for measuring ex-post profitability of capital (profitability per customer and employment of capital). It is responsible for ensuring compliance with Enhanced Prudential Standards (EPS) liquidity requirements for Foreign Banking Organizations.

Your concrete missions will be the following :

• Preparation of Committee material
• Liquidity invoicing management (Fund Transfer pricing) and tool maintenance, including assist front offices on liquidity invoicing rules and costs
• Follow-up on internal liquidity invoicing process
• Update policy and procedures as needed and periodically
• Daily monitoring of all limits, alert levels and targets (Funding Dashboard)
• Liquidity Balance sheet management
• Liquidity Stress Testing
• Support when needed other ALM staff on various topics

The position involves coordination and cross-training with other members of the Financial Steering and ALM team (ALM, PIP, and the Financial Analysis team) in New York and worldwide, as well as New-York Front office, Risk and IT departments.

To be eligible for a VIE :

• Be less than 29 years old
• Be graduated of Master Degree

Don’t forget to mention this information explicitly in English in your resume and/or cover letter!

Are you our future VIE ?

You are postgraduate of a Master Degreefrom an University,Business Schoolor Engineering School with a specialization in Business or Finance.

0 - 2 ans

A previous experience inbank is necessary (Financial Analysis, Macro Economics, Fixed Income, Risk Management or Banking).

Hard Skills :

• Knowledge of the regulatory compliance ;
• Knowledge of liquidity management ;
• Advanced level in Excel, PowerPoint and PowerBI;
• Some Pythonskills are a plus ;
• Fluent French and English.

Soft Skills :

• Strong work ethic
• Excellent interpersonal and communication skills.