AI-Driven Multiline P&C Underwriter & Risk Evaluator

Mercor; New York (NY); Remote; USD 90,000 - 120,000; Part time

Job summary

Mercor partners with a leading AI lab to train frontier models on insurance reasoning data. We seek Multiline P&C Underwriters to design risk scenarios, evaluate model outputs, and shape AI reasoning about insurability, pricing, and coverage terms.

Candidates should have 2+ years of P&C underwriting experience and authority or responsibility in risk evaluation. This role supports multiple lines including personal, commercial, or specialty P&C within a dynamic research environment.

Qualifications

• 2+ years of professional P&C underwriting experience.
• Underwrote at least one major segment (personal lines, commercial property, general liability, etc.).
• Understand the underwriting lifecycle from submission to renewal and nonrenewal.
• Explain how account characteristics, jurisdiction, peril, loss experience, and market conditions affect decisions.
• Demonstrate strong written reasoning, risk judgment, and attention to detail.
• Keep underwriting decisions separate from claims handling, brokerage advice, and actuarial analysis.

Responsibilities

• Design realistic underwriting scenarios covering new business, renewals, exposure analysis, and pricing considerations.
• Create underwriting assessments, quote rationales, information requests, and renewal strategies.
• Write reference responses at experienced underwriter quality.
• Grade AI-generated outputs against rubrics for accuracy and policy-term adherence.
• Identify unsupported assumptions, weak risk differentiation, and inappropriate acceptance or declination decisions.
• Provide written feedback to the research team to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Underwriting experience

Risk assessment

Attention to detail

Written reasoning

Job description

Mercor partners with a leading AI lab to train frontier models on insurance reasoning data. We seek Multiline P&C Underwriters to design risk scenarios, evaluate model outputs, and shape AI reasoning about insurability, pricing, and coverage terms.

Candidates should have 2+ years of P&C underwriting experience and authority or responsibility in risk evaluation. This role supports multiple lines including personal, commercial, or specialty P&C within a dynamic research environment.