AI-Driven Full-Stack Engineer, Fintech Bookkeeping

wine collective; San Francisco (CA); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

Hybrid Work Model

Fresh Lunch

Commuter Support

Wellness Reimbursement

Flexible PTO

Medical Coverage

Parental Leave

Equity Package

In-person Summit

Job summary

Collective is hiring a Software Engineer to help build and scale the systems that power our accounting product, connecting bank activity, bookkeeping, and tax outcomes. You’ll work across the stack to automate reconciliation, ingest data from partners, and turn raw financial activity into clean, member-ready books.

This product-facing role offers ownership with a team-first approach, using AI tools to accelerate development and improve code quality.

Qualifications

• 3-4 years of experience building and shipping production software in a product-focused environment.
• Solid fullstack engineering skills (e.g., Python, Django, React, or similar modern frameworks).
• Experience integrating with third-party APIs and working with messy, real-world data.
• Hands-on use of AI developer tools (copilots, code agents) in your day-to-day workflow - not just experiments.
• Ability to take a well-scoped problem and drive it to a shipped, instrumented solution with light guidance.
• Good product and UX instincts to make sensible scope tradeoffs and ask the right clarifying questions before building.
• Clear written and verbal communication, especially when explaining tradeoffs to non-engineering partners.
• Familiarity with SQL and working with data warehouses (BigQuery a plus).
• Interest in the accounting / fintech / payroll domain, or a track record of getting up to speed quickly in a new domain.

Responsibilities

• Build and ship features across the accounting product - from member-facing reconciliation and bookkeeping experiences to internal tooling that powers our accounting and bookkeeping operators
• Work on the integration layer between Collective and our partners that includes extending APIs, handling edge cases, and improving data reliability
• Improve the transaction pipeline that flows from bank feeds through our accounting platform into our data layer, including reliability, observability, and drift detection between source and destination
• Own well-scoped features end-to-end with support from senior engineers to define the approach, build, deploy, instrument, and iterate
• Partner with Product, Design, and Operations to translate accounting workflows into clean software, and surface engineering tradeoffs early
• Use AI-powered development tools (copilots, code agents) day-to-day to move faster and cut manual overhead
• Clear communication and collaboration skills across technical and non-technical partners
• Demonstrated ability to integrate AI agents and automation into development workflows and product features

Skills

Python

Django

React

Job description

Collective is hiring a Software Engineer to help build and scale the systems that power our accounting product, connecting bank activity, bookkeeping, and tax outcomes. You’ll work across the stack to automate reconciliation, ingest data from partners, and turn raw financial activity into clean, member-ready books.

This product-facing role offers ownership with a team-first approach, using AI tools to accelerate development and improve code quality.