AI-Driven Credit Risk Manager – SME Lending (EU, Hybrid)

Remote; San Francisco (CA); Hybrid; USD 150,000 - 190,000; Full time

Benefits offered by this job

Stock options

Remote/Hybrid across Europe

Work & Swim Cyprus program

Career growth opportunities

Job summary

Finom is redefining global fintech with a credit risk focus. You will own and evolve the end-to-end credit risk framework for cards, ensuring robust underwriting, monitoring, and reporting capabilities across multi-country data sources.

Join a high-growth European fintech that operates across Europe with remote and hybrid configurations. You’ll collaborate closely with Product, Engineering, and ML/DS teams to embed risk into product strategy and drive responsible growth.

Qualifications

• 5+ years of experience in credit risk.
• Hands-on with SME lending and credit cards.
• Experience with automated underwriting and risk models.
• Strong governance and risk policy knowledge.
• AI-native mindset for productivity.

Responsibilities

• Oversee and improve Finom's Credit Risk engine and framework.
• Develop end-to-end credit risk framework for cards.
• Collaborate with Product and Engineering to embed risk into design.
• Design and steer data strategy across multiple data sources.
• Lead 2LoD processes and risk reporting.

Skills

Credit risk

Underwriting models

AI mindset

Data analytics

Stakeholder alignment

Job description

Finom is redefining global fintech with a credit risk focus. You will own and evolve the end-to-end credit risk framework for cards, ensuring robust underwriting, monitoring, and reporting capabilities across multi-country data sources.

Join a high-growth European fintech that operates across Europe with remote and hybrid configurations. You’ll collaborate closely with Product, Engineering, and ML/DS teams to embed risk into product strategy and drive responsible growth.