AI-Driven Credit Decisioning & Underwriting Analyst

Santriya Technologies Ltd; United States; Remote; USD 70,000 - 110,000; Full time

Job summary

Santriya Technologies is seeking an AI Credit Decisioning & Underwriting Analyst to assess credit applications using approved automated decisioning, risk models and documented underwriting policy, providing human review for exceptions and complex cases.

Responsibilities include reviewing application and bureau data, understanding model outputs, performing manual reviews for exceptions, and ensuring data integrity while adhering to policy and regulations.

Qualifications

• Experience reviewing credit applications with risk-based decisioning.
• Familiarity with underwriting policy and compliance requirements.
• Ability to explain decisions with documented rationale.

Responsibilities

• Review applications, bureau data, banking information for eligibility and affordability.
• Understand model outputs and policy rules; review automated decisions.
• Perform manual review for exceptions with documented rationale.
• Verify customer data and investigate inconsistencies or potential manipulation.
• Escalate policy exceptions and model concerns to credit risk owners.

Job description

Santriya Technologies is seeking an AI Credit Decisioning & Underwriting Analyst to assess credit applications using approved automated decisioning, risk models and documented underwriting policy, providing human review for exceptions and complex cases.

Responsibilities include reviewing application and bureau data, understanding model outputs, performing manual reviews for exceptions, and ensuring data integrity while adhering to policy and regulations.