Agricultural Credit Analyst - VA, TN or NC

FirstBank; Abingdon, Northern (VA, KY); Hybrid; USD 48,000 - 60,000; Full time

Benefits offered by this job

PTO 20 days

11 paid holidays

Medical, Dental and Vision insurance

401K/ESOP

Life insurance

Long-term disability

Job summary

First Bank and Trust Company in Abingdon, VA, is seeking an Agricultural Credit Analyst to support lending in VA/TN/NC and to strengthen the bank's agricultural portfolio.

The role analyzes financial statements, tax returns, and credit data to prepare objective reports that summarize loan requests, highlighting strengths and weaknesses for lending decisions. A bachelor's degree in Accounting, Agriculture, Business, or Economics is required.

Qualifications

• Bachelor’s degree in Accounting, Agricultural, Business and/or Economics is required.
• Previous experience in agricultural lending, credit analyst, financial analysis or financial services is preferred.
• Strong financial analysis and accounting skills, strong critical thinking, strong written and verbal communication, attention to detail, organization, and teamwork; strong computer skills including Word and Excel.

Responsibilities

• Analyze financial statements, income statements, balance sheets, cash flow statements and tax returns.
• Prepare complete, accurate, and objective written reports summarizing loan requests.

Skills

Financial analysis

Accounting

Critical thinking

Written communication

Verbal communication

Teamwork

Attention to detail

Education

Bachelor's degree in Accounting/Agricultural/Business/Economics

Tools

Microsoft Word

Excel

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Agricultural Credit Analyst - VA, TN or NC

Abingdon, VA, US

Salary Range: $47,500.00 To $60,000.00 Annually

The First Bank and Trust Company is seeking an AgriculturalCredit Analyst to be located in either Virginia (Staunton - Harrisonburg - Wytheville - Abingdon), Tennessee (Kingsport - Bristol - Morristown) or North Carolina (Wilson - Lillington - Clinton) to support the bank’s agricultural lending activities and to contribute to the overall credit quality of the bank. The Agricultural Credit Analyst will analyze a wide variety of financial and credit information, includ ing personal and business financial statements, income statements, balance sheets, cash flow statements, personal financial statements, credit reports, tax returns, accountant-prepared financial statements, and other relevant documentation. The Credit Analyst will also be responsible for providing complete, accurate and objective written reports presenting all financial information and summarizing the strengths and weaknesses of agricultural loan requests for use in the making of lending decisions.

A bachelor’s degree in Accounting, Agricultural, Business and/or Economics is required. Previous experience in agricultural lending, credit analyst, financial analysis or financial services is preferred. The candidate must possess strong financial analysis and accounting skills, strong critical thinking skills, strong written and verbal communication skills, a strong attention to detail, be well organized, and be able to work in a team environment. The candidate must also have strong computer skills, including Microsoft Word and Excel.

• PTO Leave is 20 Days per year earned monthly.


• First Bank and Trust recognizes 11 paid holidays, when the holidays occurs during the work week.


• Medical, Dental and Vision Insurance coverage starts the 1st day of the month after hire date.


• Employees are automatically enrolled in the bank's 401K/ESOP Plan.


• First Bank and Trust provides basic life insurance coverage equal to two times an employees' base salary.


• First Bank and Trust provides long-term disability Insurance coverage.

First Bank and Trust is an Equal Opportunity Employer EOE/AA/M/F/Disabled/Veteran