Agricultural Credit Analyst II — Farm Lending

Farm Credit; Mechanicsville (VA); Presencial; USD 63.000 - 77.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

401k with up to 9% contributions

Profit sharing program

Excellent benefits package

Descripción de la vacante

Colonial Farm Credit in Mechanicsville, VA is seeking a Credit Analyst II to gather, analyze, and reconcile financial data for loans, and draft loan analyses and supporting documents.

The successful candidate will have a bachelor’s degree in a relevant field, strong financial analysis and communication skills, and the ability to work independently under policy guidelines. Competitive salary and benefits including up to 9% 401k contributions and a profit sharing program are provided.

Formación

• Bachelor’s degree in a relevant field.
• Moderate to advanced understanding of farm business management, finance, and macroeconomics.
• Strong analysis, judgment, communication (oral and written), and organizational skills.
• Computer experience with intermediate to advanced skills in Microsoft Outlook, Word, and Excel.
• In-depth knowledge and skill in risk analysis, loan administration, and loan servicing.
• Ability to independently interpret financial statements and cash flow analyses.

Responsabilidades

• Gathering, analyzing, and reconciling credit and financial data for loans using the five credit factors under the guidelines of differential analysis.
• Preparing all loan documents associated with the analysis of the assigned credit including loan agreements when necessary and drafting loan analyses explaining loan purpose, structure, risk, controls, etc.
• Making recommendations on which the delegated authority will base its decision for loan approval
• Making recommendations of rates, terms, security, and loan controls that are necessary for maintaining an acceptable credit risk
• Developing loan-servicing plans for monitoring credit

Conocimientos

Financial analysis

Communication

Organizational skills

Independent work

Risk analysis

Problem solving

Educación

Bachelor’s degree in agricultural economics, finance, business administration, economics or relevant field of study

Herramientas

Microsoft Excel

Microsoft Word

Microsoft Outlook

Descripción del empleo

Colonial Farm Credit in Mechanicsville, VA is seeking a Credit Analyst II to gather, analyze, and reconcile financial data for loans, and draft loan analyses and supporting documents.

The successful candidate will have a bachelor’s degree in a relevant field, strong financial analysis and communication skills, and the ability to work independently under policy guidelines. Competitive salary and benefits including up to 9% 401k contributions and a profit sharing program are provided.