Agricultural & Commercial Loans Expert

First Security Bank & Trust; Hampton (IA); On-site; USD 45,000 - 65,000; Full time

Job summary

First Security Bank & Trust in Hampton, IA is seeking an Ag/Commercial Loan Specialist to support agricultural and commercial lending activities, including document review and loan closings. You will assist lenders, manage loan paperwork, and help grow the loan portfolio while delivering excellent customer service.

The role requires strong communication, organizational skills, and the ability to work both independently and as part of a team in a fast-paced banking environment.

Qualifications

• Ability to provide excellent customer service.
• High level of interpersonal skills in dealing with bank customers, staff, and outside vendors.
• Working knowledge of rules and regulations related to agricultural and commercial lending.
• Ability to work in an environment with sensitive information, while maintaining a high level of confidentiality.
• Excellent verbal and written communication skills.
• Ability to work in a fast-paced environment, independently or as part of a team, prioritizing multiple assignments.
• Strong organizational skills with the ability to prioritize multiple tasks and work under pressure.
• Strong work ethic, excellent verbal and written communication skills, and the ability to work independently and as part of a team.
• Proficient in basic computer skills using Microsoft Office products, along with the ability to quickly learn and effectively utilize new technology.
• Ability to train additional staff members.
• Experience with Laser Pro and Precision is preferred

Responsibilities

• Provide administrative support for team lenders including scheduling appointments, answering telephones, greeting customers and written communication as well as handling customer transactions.
• Order and obtain required documentation, document preparation, processing, funding, and imaging new loans, extensions, and renewals.
• Assist in closing loans with borrowers as needed.
• Assist in the gathering, processing, and tracking of required documentation related to loan collateral or financial information.
• Complete various reports, reconciliations, and loan maintenance.
• Perform quality control of various loan documents and/or loan maintenance.
• Work with Ag/Commercial Lender(s) to attract both new and existing borrowers with a goal of increasing the bank’s overall loan portfolio and improving penetration into the trade territory that the bank serves.
• Monitor in conjunction with lender existing loan portfolio by keeping in contact with customers to ensure complete conformity with the terms of the loan and to be cognizant of developing trends.
• Communicate with borrowers on behalf of the lender to collect necessary financial information.
• Work with the Ag/Commercial Lenders and/or Credit Analysts to gather supporting documentation as necessary for pending applications and ongoing customer loan files.
• Ensure that the needs of other lending team members are being met, while working as a team to ensure the needs of the customer are being met.
• Maintain product knowledge of all bank services and cross-sell other bank products by referral to appropriate departments
• Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in financial institution’s “Community Events Program”.
• Perform additional duties as assigned by management.

Skills

Customer service

Interpersonal skills

Regulatory knowledge

Confidentiality

Communication skills

Time management

Teamwork

MS Office

Laser Pro/Precision

Education

HS Diploma

Tools

Laser Pro

Precision

MS Office

Job description

First Security Bank & Trust in Hampton, IA is seeking an Ag/Commercial Loan Specialist to support agricultural and commercial lending activities, including document review and loan closings. You will assist lenders, manage loan paperwork, and help grow the loan portfolio while delivering excellent customer service.

The role requires strong communication, organizational skills, and the ability to work both independently and as part of a team in a fast-paced banking environment.