Advisor, Finance and Accounting (Treasury)

Oriental Bank; United States; Hybrid; USD 90,000 - 130,000; Full time

Job summary

Oriental Bank is seeking a Treasury Advisor to support liquidity management, funding decisions, and investment oversight. The role involves treasury execution, financial analysis, and strategic support to ensure strong liquidity, prudent risk management, and optimized financial performance.

Based in San Juan, Puerto Rico with hybrid work options. You will monitor liquidity positions, analyze market trends, manage collateral, and contribute to ALCO reporting and executive presentations.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics or related field.
• 3+ years in Treasury, Finance, Banking, ALM, Investments, or related disciplines.
• Strong analytical, quantitative, and financial modeling capabilities.
• Advanced Microsoft Excel proficiency.
• Fully bilingual in English and Spanish (written and verbal).
• Ability to analyze complex financial information and translate findings into business recommendations.
• Strong communication and stakeholder management skills.
• Ability to manage multiple priorities with high accuracy and professionalism.

Responsibilities

• Monitor daily cash positions and liquidity levels to meet requirements.
• Prepare daily, monthly, and quarterly liquidity forecasts.
• Support development and execution of liquidity funding strategies.
• Assist in managing collateral for public funds, regulatory reserves, and borrowing facilities.
• Analyze deposit trends, funding movements, and customer activity.
• Support loan and deposit pricing evaluations.
• Monitor market conditions, indicators, and investment opportunities.
• Support management of investment securities portfolio balancing risk and liquidity.
• Execute approved treasury transactions and support investment activities.
• Prepare credit reviews and treasury analyses for leadership committees.
• Assist in ALCO reporting and executive presentations.
• Collaborate with Finance, Risk, Operations for accurate reporting.

Skills

Analytical skills

Financial modeling

Excel

Bilingual English/Spanish

Education

Bachelor's Degree in Finance, Accounting, Economics

Tools

Bloomberg Terminal

Power BI

Job description

The Treasury Advisor plays a critical role in supporting the Bank's liquidity management, funding strategies, investment portfolio oversight, and treasury operations. This position combines treasury execution, financial analysis, investment management, and strategic decision support to ensure the Bank maintains strong liquidity, prudent risk management practices, and optimized financial performance. Working closely with Treasury leadership, the Advisor will monitor liquidity positions, support investment and funding decisions, analyze market trends, manage collateral requirements, and contribute to key committee reporting and strategic initiatives. This hybrid position is based in San Juan, Puerto Rico.

What You’ll Do

• Monitor daily cash positions and liquidity levels to ensure operational and regulatory requirements are met.
• Prepare daily, monthly, and quarterly liquidity forecasts that support funding and balance sheet management decisions.
• Support the development and execution of liquidity funding strategies and institutional borrowing activities.
• Assist in managing collateral positions used for public funds, regulatory reserves, and borrowing facilities, including interactions with the Federal Home Loan Bank.
• Analyze deposit trends, funding movements, and customer activity to identify emerging risks and opportunities.
• Support loan and deposit pricing evaluations that influence business performance and profitability.
• Monitor market conditions, economic indicators, and investment opportunities.
• Support the management of the Bank's investment securities portfolio while balancing risk, liquidity, and earnings objectives.
• Execute authorized treasury transactions and support investment-related activities.
• Prepare credit reviews, treasury analyses, and reports used by leadership and governance committees.
• Assist in the preparation of Asset Liability Committee (ALCO) reporting and executive presentations.
• Collaborate with Finance, Risk, Operations, and other business partners to support accurate reporting and decision-making.
• Contribute to treasury reporting enhancements, data analytics, dashboard development, and process improvements.

What We’re Looking For

Required Qualifications

• Bachelor's Degree in Finance, Accounting, Economics, or a related field.
• Minimum of three (3) years of experience in Treasury, Finance, Banking, Asset Liability Management, Investments, Accounting, Economics, or related disciplines.
• Strong analytical, quantitative, and financial modeling capabilities.
• Advanced Microsoft Excel proficiency.
• Fully bilingual in English and Spanish (written and verbal).
• Ability to analyze complex financial information and translate findings into business recommendations.
• Strong communication and stakeholder management skills.
• Ability to manage multiple priorities while maintaining a high level of accuracy and professionalism.

Preferred Strengths

• Treasury or Asset Liability Management (ALM) experience.
• Banking, Financial Services, Capital Markets, or Investment experience.
• Investment portfolio analysis experience.
• Liquidity forecasting and funding strategy experience.
• Experience with Bloomberg Terminal or similar financial market platforms.
• Power BI, business intelligence, or data visualization experience.
• Experience creating executive or committee-level reporting.
• Knowledge of regulatory liquidity requirements and collateral management practices.
• Master's degree in Finance, Economics, Business Administration, or related discipline.

Work Authorization & Eligibility

Legally authorized to work in the US is required. This position is of indefinite duration and requires candidates to have permanent or ongoing work authorization. Employee is responsible for maintaining eligible work authorization throughout his tenure with the organization.

Oriental is an Equal Opportunity Employer (EEO/Affirmative Action for Veterans/Workers with Disabilities) Recruitment Privacy Statement Compliance Posters #LI-Hybrid This may be the opportunity to change your life and take your career to the next level. Oriental is a great place to work, grow and develop. Each employee is key in the company's success. Our team consists of an excellent group of people and we believe you could be one of them. We offer you the opportunity to work and be part of an organization that is dedicated to progress. We offer diverse employment opportunities that go from internships to executive positions. We recognize that our employees are the most important asset of our company, which is why we foster an environment of collaboration, based on trust and mutual respect. Our selection process promotes equal employment opportunity and does not discriminate on grounds of sex, color, age, social status, religious beliefs, veteran status or disability. Included is reference material including our recruitment privacy policy and any relevant labor laws we abide to: Compliance_Posters / Labor Laws Recruitment Privacy Policy Statement.

Esta puede ser la oportunidad que cambie tu vida y lleve tu carrera profesional a otro nivel. Oriental es un gran lugar para trabajar, crecer y desarrollarse. Cada empleado es nuestro factor clave en el éxito de la compañía. La mejor gente del mundo trabaja aquí y creemos que podrías ser uno de ellos. Oriental te ofrece la oportunidad de trabajar y ser parte de una organización que se dedica al progreso. En Oriental ofrecemos diversas oportunidades de empleo, que van desde internados hasta puestos directivos. Reconocemos que nuestros empleados son el activo más importante de nuestra compañía, es por esto que fomentamos un ambiente de colaboración, basado en la confianza, el respeto mutuo, al valorar las diferencias de cada empleado. Nuestro proceso de selección es uno que promueve la igualdad de oportunidades en el empleo y no discrimina por razón de sexo, color, edad, condición social, creencias religiosas, condición de veterano o incapacidad. A continuación material de referencia incluyendo nuestra política de privacidad y leyes laborales aplicables: Afiches de Cumplimiento/ Leyes Laborales Política de Privacidad de Reclutamiento.